"Strategic Capital" term bank deposit
Advantages:
- possibility to replenish deposit without concluding additional agreements to the deposit agreement;
- possibility for interest capitalization.
Terms of deposit:
| Currency of deposit | Minimal deposit amount | Term (months) | ||||
|---|---|---|---|---|---|---|
| for 3 months | for 6 months | for 9 months | for 12 months | for 15 months | ||
| UAH | 25 000.00 | 15.50 | 16.00 | 16.50 | 17.00 | 17.50 |
| USD | 5 000.00 | 5.00 | 5.50 | 6.00 | 6.50 | 6.50 |
| EUR | 5 000.00 | 3.50 | 4.00 | 4.50 | 5.00 | 5.50 |
| Interest payment | Interest payment is made on the first working day of each month for the actual time of deposit amount placement on deposit account in the previous month as well as on date of deposit withdrawal. The capitalization of the interest charged can be made once for three months. |
| Deposit replenishment | Allowed during term of agreement but not later than 3 months before maturity date, without concluding additional agreement. |
| Partial drawing on deposit | Not allowed, is treated as an early termination of agreement |
Documents required to make a deposit:
According to the Instruction «On Order of Opening, Use and Closing of Accounts in National and Foreign Currencies» approved by the Resolution of the NBU Board dated 12.11.2003 No. 492, Law of Ukraine dated 08.07.2010 No. 2464- VI «On Collection and Accounting of the Single Contribution for General Obligatory State Social Insurance», requirements of the PJSC «Kreditprombank» when opening deposit accounts in national and foreign currencies the customer submits to the bank the following documents:
- Copy of certificate on state registration at the executive body, other body authorized to perform the state registration, notarized, certified by the authorities issuing the certificate or by the signature of the authorized bank employee.
- * Copy of the duly registered constituent document (Charter/ Articles of Incorporation/ Constituent Act/ Regulation) certified by the authorities performing the registration or notarized. The Regulations that are approved by the ordinances of the President of Ukraine, bodies of state power, bodies of the Autonomous Republic of Crimea or bodies of local self-government, do not require the certification.
- Copy of document confirming that the enterprise/natural person-entrepreneur is registered with the respective body of the State Tax Service, certified by the authorities issuing the document or notarized or certified by the signature of the authorized bank employee.
- Copy of the document confirming the registration of enterprise/natural person-entrepreneur at the respective body of the Pension Fund of Ukraine, certified by the body issuing it or notarized or certified by the signature of the authorized bank employee (is submitted if the hired labour is used). In case if hired labour is not used, the customer submits the unofficial document informing that he does not use the hired labour and he is not an insurance contribution payer.
- Copy of certificate on inclusion of enterprise into the Unified State Register of Enterprises and Organizations of Ukraine (with the identification number record) certified by the authorities issuing the certificate or notarized or certified by the signature of the authorized bank employee.
- To open deposit accounts the enterprise/natural person- entrepreneur should fill in the form «Notice - Information».
Documents for opening deposit accounts are submitted to the bank by the persons authorized to sign official documents (first and second signature right). These persons should show the authorized bank employee the following documents:
- Passport or any other document substituting it and certified with one’s own hand copies of these documents;
- Document issued by the body of the State Tax Service on record of the tax payer identification number of the natural person – resident and certified with one’s own hand copy of this document;
- Documents certifying their powers.
* not required from the natural person – entrepreneur
For information of the Bank’s customers!
Customers who have current account in PJSC «Kreditprombank» do not submit any additional documents for opening of deposit accounts.
Operations related to debiting of funds on deposit accounts are performed only on receipt by the bank of the notification from a tax body about registration of these accounts. In case the location is being changed the account holder must within three days inform on it in writing the bank institution where his account was opened. The Bank is entitled to require submission of the other documents, if it is provided for by the applicable Ukrainian legislation.
Why Kreditprombank?
You can choose yourself the most optimal for you terms of funds placement:
- Term of placement can be from several days, weeks, months to several years. We can place your money on deposit for holidays and your days off and they will bring you additional income even when you rest;
- The profitability level – interest rate on your deposit will be approximated at most to the level of interest rate established in the financial market at the moment of funds placement;
- Possibility to replenish the deposit contributes to funds accumulation and increase of income;
- Possibility to replenish and draw money partly provides for continuity of your financial flows and contributes to the improvement of efficiency of circulating assets management by combining advantages of current and deposit accounts;
- Use of deposit for various purposes. Your deposit can not only bring you income but it can be used as well for conducting of different documentary and credit operations in the PJSC «Kreditprombank»;
- Term of interest payment: monthly, on termination of agreement or once for three months in case of interest capitalization – gives an opportunity to plan independently your term for receipt of income.