Trade funding

Funding of current production or trading activities of the enterprises - exporters.

The principal precondition is carrying out of stable export activities, availability of stable level of export proceeds and production or trading activities.

The funding is provided for the purchase of the components (primary products, materials, energy resources, etc.) for the production activities or goods for carrying out purely trade operations and replenishment of the circulating assets.

If these preconditions are met and sufficient and adequate security is provided, this type of funding appears to be quite simple in operation and agreeing. The lending can be provided according to any schedule on client’s demand, at the same time any repayment schedule or other inconvenient terms are not provided.

The loans are granted to the enterprises – residents of Ukraine of non-state form of property having experience in running business. The amount of loan makes up to 10 mln. US Dollars or equivalent in another currency. The rate depends on class of financial performance of the borrower as well as on term of lending and security provided.

Funding of current production or trading activities of the enterprises – exporters which have a formed business portfolio that results in receipt of proceeds and servicing of the granted loan.

The funding is provided for the purchase of the components (primary products, materials, energy resources, etc.) for the production activities or goods for carrying out purely trade operations and replenishment of the circulating assets.

When the funding is provided for the business portfolio, the main emphasis is put on analysis of ability to fulfil the contract both from the part of the buyer and from the part of supplier. Therefore, less attention than usually is paid to the issue of credit security and thus, in case of funding under future proceeds on contracts, time and money to deposit a pledge are saved.

The loans are granted to the enterprises – residents of Ukraine of non-state form of property having experience in running business. The amount of loan makes up to 10 mln. US Dollars or equivalent in another currency. The rate depends on class of financial performance of the borrower as well as on term of lending, security provided and peculiarities of the business portfolio.

Funding for purchase of goods for further exportation. The funding is provided for purchase of required or optimal lot of goods that is stipulated either under terms and conditions of contracts or under other factors, for example, requirements for the minimal volume of lot. At the same time the property which is purchased secures a loan, however, the part of goods should be purchased on client’s own account.

It is a convenient instrument for funding trade and intermediate operations. It makes it possible to pile up promptly the necessary lot of goods and in some cases it gives a chance to avoid the adverse market trends.
The loans are granted to the enterprises – residents of Ukraine of non-state form of property having experience in running business. The amount of loan makes up to 10 mln. US Dollars or equivalent in another currency. The rate depends on class of financial performance of the borrower as well as on term of lending and security provided.

Funding for purchase of components, mainly basic primary products for production of finished products with their further shipping for processing into the finished product for exportation.

Not only certain (often limited) part of operation is funded but as well more long production and trade chains are. The client gets services of higher quality, the concept of funding of complete production and trade cycle is partly implemented in the product.

The loans are granted to the enterprises – residents of Ukraine of non-state form of property having experience in running business. The amount of loan makes up to 10 mln. US Dollars or equivalent in another currency. The rate depends on class of financial performance of the borrower as well as on term of lending and security provided.

Funding for purchase of imported goods in a form of credit or using documentary forms for settlements (letters of credit) following further granting of loans for payments under letters of credit.

The loans are granted to the enterprises – residents of Ukraine of non-state form of property having experience in running business. The amount of loan makes up to 10 mln. US Dollars or equivalent in another currency. The rate depends on class of financial performance of the borrower as well as on term of lending and security provided.

 

Funding of circulating capital of exporters, mainly producers of equipment, mechanisms, transport facilities, etc., of high value. As a result their sale can be stimulated by granting credit against goods.

In case if such credit against goods is granted, the Bank replenishes the circulating capital of the exporter using funds provided for assignment/pledge of export proceeds. In majority of cases of such funding provision the opening of letter of credit or bank guarantee in favour of the exporter is required.

The loans are granted to the enterprises – residents of Ukraine of non-state form of property having experience in running business. The amount of loan makes up to 10 mln. US Dollars or equivalent in another currency. The rate depends on class of financial performance of the borrower as well as on term of lending and estimation of the borrower’s counteragent (or his bank).