Deposit types
Advantages of the deposit program PJSC "Kreditprombank"
- Terms of deposits of Kreditprombank are maximum simply and transparent. You can choose among all types of deposits those, which fully satisfy your current needs: to receive regular income or receive interest on deposit return and give preferences to the higher interest of flexible deposit terms. Thus, you personally manage your funds the way you want to;
- You can receive bonus up to 1,0% on Bank loyalty program;
- Also there is a deposit with ability to use funds free;
- For holders of payment cards of Kreditprombank there are special propositions - card deposits ;
- Providing the best services for you Kreditprombank can issue payment cardof international payment system and you will regularly receive interest on deposit through ATMs of the Bank without visiting the Bank;
- You can save your time by filling deposit application or calling to Information center. On deposit application to open certain deposits will receive the bonus up to +0,3% to the current interest rate;
- Kreditprombank – participant of State Guarantee Fund for individuals, which provides additional confidence in safeness of your savings.
Comparison of the terms of the deposits:
| Deposit | Ability to replenish | Ability of partial withdrawal | Interest capitalisation | |
|---|---|---|---|---|
| in outlet | Through ATMs | |||
| Deposit Palette | ||||
| Classic | - | - | - | - |
| Premium | + | - | - | - |
| Specific | + | - | - | + |
| No limits | + | - | + | + |
| Special | ||||
| Club capital | + | + | - | + |
| Colours of wisdo | + | + | - | + |
| Score Ten Over | + | - | - | - |
| Deposit | Interest payment | ||
|---|---|---|---|
| Monthly | Quarterly | At the end of the maturity term | |
| Deposit Palette | |||
| Classic | + | - | + |
| Premium | + | + | - |
| Specific | - | - | + |
| No limits | + | - | - |
| Special | |||
| Club capital | + | - | + |
| Colours of wisdo | - | - | + |
| Score Ten Over | - | - | + |
| Deposit | Deposit currency | ||
|---|---|---|---|
| Hryvnia | Dollars USD | EUR | |
| Deposit Palette | |||
| Classic | + | + | + |
| Premium | + | + | + |
| Specific | + | + | + |
| No limits | + | + | + |
| Special | |||
| Club capital | + | - | - |
| Colours of wisdo | + | - | - |
| Score Ten Over | + | + | + |
| Deposit | Maturity | |||||||
|---|---|---|---|---|---|---|---|---|
| 10 days | 1 mth | 2 mth | 3 mth | 6 mth | 9 mth | 12 months and more | Deposit term is defined by the depositor himself |
|
| Deposit Palette | ||||||||
| Classic | - | + | + | + | + | + | + | - |
| Premium | - | - | - | + | + | + | + | - |
| Specific | - | - | - | - | - | - | - | + |
| No limits | - | - | - | - | - | - | - | + |
| Special | ||||||||
| Club capital | - | - | - | + | + | + | + | - |
| Colours of wisdo | - | - | - | + | + | + | + | - |
| Score Ten Over | + | - | - | - | - | - | - | - |
Information Centre, will get a bonus up to 0,3% to the effective interest rate (the promotion event covers deposits constituting the programme "Palette": "Classic", "Premium" and "Specific"; the amount of bonus depends on deposit term).
Deposit interest rate: |
To calculate deposit profitability |
| Interest payment | Deposit amount | Maturity / % rate (per annum) |
||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 mon | 2 mon | 3 mon. | 6 mon. | 9 mon. | 12 mon.+2 days | 18 mon. | 24 mon. |
|||||||||
| Classic (receiving of the maximum profit) |
 |
|||||||||||||||
| monthly | from 500 | - | 15.50 | 16.00 |
16.50 |
16.50 | 16.50 | 17.00 | 17.00 | |||||||
| At the end of maturity | from 500 | 10.00 | 16.00 | 16.50 |
17.00 |
17.00 | 17.00 (20.00)** |
17.50 | 17.50 | |||||||
| Premium (receiving of regular income) |
|
|||||||||||||||
| monthly | from 500 | - |
- | 15.90 | 16.40 | 16.40 | 16.40 | 16.90 | - | |||||||
| quarterly | - | - | 16.05 | 16.45 | 16.45 | 16.45 | 16.95 | - | ||||||||
| Specific (deposit providing the client the possibility to define the deposit term himself) |
|
|||||||||||||||
| 92-182 days |
183-274 days |
275-365*** days |
367-550 days |
|||||||||||||
| monthly capitalization of interest | from 500 | - |
- | 15.90 (16.09)* |
16.40 (16.95)* |
16.45 (17.42)* |
16.45 (17.78)* |
|||||||||
| Club capital (deposit with monthly capitalization and ability to replenish – for holders of the payment cards) |
|
|||||||||||||||
| At the end of maturity | from 1 | - | - | 16.20 (16.40)* |
16.65 (17.20)* |
16.70 (17.67)* |
16.70 (18.03)* |
- | - | |||||||
| Colours of wisdom (deposit with monthly interest capitalization and possibility to replenish – deposit for the pensioner - payment card holders at "Colours of wisdom" tariff who receive pension through the PJSC "Kreditprombank") |
|
|||||||||||||||
| at the end of maturity | from 1 | - | - | - | 16.90 (17.45)* |
16.95 (17.92)* |
16.95 (18.28)* |
- | ||||||||
| monthly | from 1 | - | - | - | 16.90 | 16.90 | 16.90 | - | ||||||||
Score Ten Over  (deposit with possibility to replenish, automatic extension of term and bonus for each 30 calendar days) |
|
|||||||||||||||
| Deposit term |
10 days |
- |
- | - |
- |
- |
||||||||||
| At the end of term (10 days) |
Minimal amount of replenishment is UAH 500.00 | From 1000 |
8.50 |
- | - | - | - | - | ||||||||
| Bonus is provided each 30 calendar days from the date of deposit placement (till the end of the 29th extension of term) |
0.50 |
- | - | - | - |
- |
||||||||||
| After the 29th extension of term | 1.00 | - | - | - | - | - |
||||||||||
| No limits* (deposit with ability to replenish and withdraw funds without limits with monthly capitalization of interest) |
|
|||||||||||||||
| With entering to additional agreement | from 500 | 7.00 | ||||||||||||||
| Without entering to additional agreement (deposit on demand) | 1.00 | |||||||||||||||
| Interest payment | Deposit amount | Maturity / % rate (per annum) | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 mon | 2 mon | 3 mon. | 6 mon. | 9 mon. | 12 mon.+ 2 days | 18 mon. | 24 mon. |
||||||||
| Classic (receiving of the maximum profit) |
|
||||||||||||||
| monthly | от 100 | - | 5.50 | 6.50 |
7.00 |
7.50 | 8.00 | 8.50 | 8.50 | ||||||
| At the end of maturity | от 100 | 5.50 | 6.00 | 7.00 |
7.50 | 8.00 | 8.50 | 9.00 | 9.00 | ||||||
| Premium (receiving of regular income) |
|
||||||||||||||
| monthly | from 100 | - |
- | 6.40 | 6.90 | 7.40 | 7.90 | 8.40 | - | ||||||
| quarterly | - | - | 6.45 | 6.95 | 7.45 | 7.95 |
8.45 | - | |||||||
| Specific (deposit providing the client the possibility to define the deposit term himself) |
|
||||||||||||||
| 92-182 days |
183-274 days |
275-365** days |
367-550 days |
||||||||||||
| monthly capitalization of interest | from 100 | - |
- | 6.40 (6.44)* |
6.90 (7.01)* |
7.40 (7.61)* |
7.95 (8.23)* |
||||||||
| Score Ten Over (deposit with possibility to replenish, automatic extension of term and bonus for each 30 calendar days) |
|
||||||||||||||
| Deposit term |
10 days |
- |
- | - |
- |
- |
|||||||||
| At the end of term (10 days) |
Minimal amount of replenishment is USD 100.00 | From 200 |
6.00 |
- | - | - | - | - | |||||||
| Bonus is provided each 30 calendar days from the date of deposit placement (till the end of the 29th extension of term) |
0.30 |
- | - | - | - |
- |
|||||||||
| After the 29th extension of term | 1.00 | - | - | - | - | - |
|||||||||
| No limits* (with ability to replenish and withdraw funds from deposit account without limits with monthly capitalization of interest on the deposit) |
|
||||||||||||||
| With entering to the additional agreement | from 100 | 3.00 | |||||||||||||
| Without entering to the additional agreement (deposit on demand) | 1.00 | ||||||||||||||
| Interest payment | Deposit amount | Maturity / % rate (per annum) | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 mon | 2 mon | 3 mon. | 6 mon. | 9 mon. | 12 mon.+ 2 days | 18 mon. | 24 mon. |
|||||
| Classic (receiving of the maximum profit) |
|
|||||||||||
| monthly | от 100 | - | 4.50 | 5.50 | 6.00 |
6.50 | 7.00 | 7.00 | 7.00 | |||
| At the end of maturity | от 100 | 4.50 | 5.00 | 6.00 | 6.50 | 7.00 | 7.25 | 7.50 | 7.50 | |||
| Premium (receiving of regular income) |
|
|||||||||||
| monthly | from 100 | - |
- | 5.40 | 5.90 | 6.40 | 6.90 | 6.90 | - | |||
| quarterly | - | - | 5.45 | 5.95 |
6.45 | 6.95 |
6.95 | - | ||||
| Specific (deposit providing the client the possibility to define the deposit term himself) |
|
|||||||||||
| 92-182 days |
183-274 days |
275-365** days |
367-550 days |
|||||||||
| monthly capitalization of interest | from 100 | - |
- | 5.40 (5.43) |
5.90 (5.98) |
6.40 (6.56) |
6.90 (7.16) |
|||||
| Score Ten Over (deposit with possibility to replenish, automatic extension of term and bonus for each 30 calendar days) |
|
|||||||||||
| Deposit term |
10 days |
- |
- | - |
- |
- |
||||||
| At the end of term (10 days) |
Minimal amount of replenishment is EUR 100.00 | From 200 |
5.00 |
- | - | - | - | - | ||||
| Bonus is provided each 30 calendar days from the date of deposit placement (till the end of the 29th extension of term) |
0.20 |
- | - | - | - |
- |
||||||
| After the 29th extension of term | 1.00 | - | - | - | - | - |
||||||
| No limits* (with ability to replenish and withdraw funds from deposit account without limits with monthly capitalization of interest on the deposit) |
|
|||||||||||
| With entering to the additional agreement | from 100 | 1.50 | ||||||||||
| Without entering to the additional agreement (deposit on demand) | 1.00 | |||||||||||
| Interest payment | Deposit amount, gram | Maturity (months) | ||
|---|---|---|---|---|
| 6 | 9 | 12 | ||
| Term deposit "Golden"1 (Deposit in banking metals) |
|
|||
| At the end of maturity | from 100,00 | 0,50 | 0,75 | 1,00 |
| Deposit on demand2 | ||||
| mounthly | no limits | 0.05 | ||
Note: The interest rates on deposits in foreign currency of natural persons – non-residents are applied only on deposits "Classic" for the term from 9 months.
1 - On early termination of agreement the interest for the actual term of placement of deposit in bank metals is calculated at the rate of demand deposit.
2 - Demand deposit terms are applied after maturity of deposit in bank metals "Gold"
* in parenthesis are shown interest rate capitalization included
** interest rate adjusted for bonus deposit campaign "Hot Interest Rate".
***Interest rate in case of the extension of the term of deposit “Specific” concluded for the period of 366 days to be deemed as corresponding to the interest rate for deposit “Specific” for the period of 365 days.
Wishing to increase interest rate on deposit? Learn more on loyalty program of Kreditprombank!
Tariffs on service of deposit accounts:
|
|
Category of operation |
Cost of operation |
Term of payment |
|
1.1 |
Payment for Client’s account opening: |
|
When opening account |
|
1.1.1 |
Opening of deposit account |
Not paid |
|
|
1.2 |
Withdrawal of cash from deposit account : |
|
At the moment of service provision, for operations in foreign currency the payment is made in Hryvnias according to the NBU official exchange rate at a day of operation performance |
|
1.2.1 |
those that were transferred by cashless transfer and were placed on deposit account: |
|
|
|
|
up to 50 000 UAH or equivalent in foreign currency |
1,0% of amount of operation, minimum 5,00 UAH |
|
|
|
from 50 000,01 UAH or equivalent in foreign currency |
0,75% of amount of operation |
|
|
1.2.2 |
those that were transferred by cashless transfer and were actually kept on term deposit account not less than 3 months |
|
|
|
|
up to 50 000 UAH or equivalent in foreign currency |
0,7% of amount of operation, minimum 5,00 UAH |
|
|
|
from 50 000,01 UAH or equivalent in foreign currency |
0,5% of amount of operation |
|
|
1.2.3 |
those that were transferred by cashless transfer from deposit or current account opened in PJSC «Kreditprombank», funds on which were paid in cash |
Not paid |
|
| 1.2.4 |
those that were transferred by cashless transfer from current or card account opened in PJSC «Kreditprombank» for a pension (cash assistance) |
Not paid |
|
|
1.2.5 |
those that were placed in cash within one correspondent account and withdrawal of interest on bank deposits |
Not paid |
|
| 1.3 |
Crediting of deposit account: |
At the time of service |
|
| 1.3.1 |
received in cash |
not rated |
|
| 1.3.2 |
received in non-cash |
not rated |
|
|
1.4 |
Transfer of funds from deposit account or from charged interest account: |
|
At the moment of operation performance |
|
1.4.1 |
outside the PJSC «Kreditprombank» in national currency |
0,5% of amount of payment, minimum 5,00 UAH but not more than 1000,00 UAH per each payment |
|
|
1.4.2 |
within the PJSC «Kreditprombank» network on personal accounts and on accounts of PJSC «Kreditprombank» (in national / foreign currency): |
Not paid |
|
|
1.5 |
Execution of documents related to the use of deposit account and charged interest account / reopening of account (reexecution of power of attorney, testamentary disposition) |
50,00 UAH |
When executing power of attorney or testamentary disposition |
|
1.6 |
Provision of information on Client’s deposit account |
Not later than day of provision of information |
|
| In Ukrainian |
50,00 UAH for each account statement |
||
| In English |
75,00 UAH for each account statement |
Tariffs are valid from 15.06.2011