Questions and answers

Individual lending for customer needs against banking deposit collateral

Can I get the loan against the banking deposit collateral, which belongs to the other person?
Yes. The entity who is the owner of bank deposit will act as loan property surety provider.

Can I perform bank deposit replenishment if such deposit is loan security?
Limits on banking deposits replenishment are set exclusively by terms of certain deposit.

Is it possible to obtain loan in dollars USD if the banking account is in Hryvnia?
Not possible, the loan should be issued only in the currency of banking deposit.

Can I early dissolve bank deposit agreement if such bank deposit is assigned as loan security?
Within early termination of such bank deposit by the borrower, funds on such bank deposit first of all will be directed to repay loan overdue and the difference between loan overdue and amount of bank deposit will be provided to the client.

Is it early repayment allowed? Does it influence the bank deposit term which is the security of the loan?
Early loan repayment does not influence the further bank deposit terms, which was such loan security.