Loan for purchase of real estate in secondary market
We offer you to obtain «the key» for solution of your dwelling problem using the credit programme of PJSC «Kreditprombank».
When receiving the loan for purchase of own dwelling in Kreditprombank you make investment into the welfare of your family, build your own fortress, get calm and feeling of safety, comfortable life and homely home which everyone dreams of.
Advantages of this type of lending:
- Opportunity to acquire housing you choose yourself.
- You should not mortgage another property – the loan is secured by the acquired housing.
- The loan is repaid by monthly payments.
- Opportunity to select convenient for you scheme of loan repayment: annuity or classical scheme of repayment.
- Possibility for early repayment of loan without any penalties.
- The housing acquired by loan is insured against risks of accidents (damage by water), unlawful acts of third parties, fire, natural disasters.
- No hidden payments and monthly fees.
Basic lending terms of PJSC "Kreditprombank":
| Interest annual rate (UAH) | 23% | |||
| Fee for loan granting (single) | 1% of loan amount | |||
| Fee for transfer of funds from the customer’s current account | 0.5% from amount of operation | |||
| Lending period | Up to 10 years (inclusive) | |||
| Down payment |
from 40% |
|||
| Maximum amount of loan |
UAH 1 600 000 | |||
Additional expenses:
- insurance of subject of mortgage;
- notarization of mortgage agreement and agreement on purchase and sale;
- payment for opening of current account in national currency – according to the bank’s tariffs.
Lending terms within the programme of the State Mortgage Institution:
| Items |
Terms |
| Interest rate per annum (UAH) |
15% per annum |
| Maximum loan amount |
Up to UAH 1 000 000 (depending on location of housing) |
| Lending term | Up to 30 years (inclusive) |
| Down payment | from 25% |
| Commission fee for receipt or transfer of funds received by cashless transfer within the programme of the State Mortgage Institution (single) | 3,0% of amount of the loan granted |
Additional expenses:
- insurance of subject of mortgage;
- notarization of mortgage agreement and agreement on purchase and sale;
- payment for opening of current account in national currency – according to the bank’s tariffs.
Documents required to get a credit:
- Passport of the citizen of Ukraine of the borrower and his/her wife/husband if the borrower is married;
- Certificate of marriage (if available);
- Certificate on record of the tax payer identification number of the borrower and his/her wife/husband;
- Certificate from place of work on employment confirming the occupied position, period of work in this organization and average monthly income for the last 6 months (on the company’s letterhead paper);
- Documents confirming other income of the borrower (if some income other than at place of primary employment is available).