Payment cards Visa Gold and MasterCard Gold
Elite payment cards reflect the high status of the client. They provide the biggest number of the additional services of the international payment systems for the most exigent clients.
They can be used to serve through ATMs, POS-terminals, mechanical devices to perform payments (imprinters), Internet, mail ant telephone. Payment cards Visa Gold and MasterCard Gold are made with chip.
They can be used to book hotel and rent a car, as a rule of a higher class.
In case the magnet strip of the card is damaged, the cash can be withdrawn in the bank.
In the case the card was lost or stolen, you can urgently receive cash or timely card.
Receive additional income - open deposit "Club capital" or "Colours of wisdom" for payment card holders!
Advantages of the product:
- Ability to make your status and prestige higher as far as these cards belong to elite class products, which are famous and respected all over the world;
- You are provided the possibility to use high limits during the transaction;
- Ability to pay through Internet;
- Means sales on payment for hotels, restaurants, services (payment system provides sales);
- Ability to use services emergency card and emergency cash in compliance with terms and conditions, defined by international payment systems.
To issue the card you need:
- To fill in an application formor call to the call center;
- Any time you want to visit the sell point and provide the required package of documents;
- To pay commission for card issue into the bank;
- To conclude an agreement;
- To receive the card and PIN – code to it;
- To activate the card in any ATM.
Service tariffs:
| Operation type | Operation cost |
|---|---|
| Card account opening (CA) | Not priced |
| Settlement and cash servicing of card account (for one year of services) due to registration1, 2 | |
| - of main card | 275,00 hrn |
| - of additional card | 190,00 hrn |
| - main card in a package with the card of the same class or lower class of the different payment system or additional card in a package with the card of the same class or lower class of the different payment system | 370,00 hrn |
| - every card being reissued on initiative of the holder during its validity term (the card is issued for the validity period of the card being substitute) | 220,00 hrn |
| Validity period of payment card | 2 years |
| Amount of irreducible balance on main | 350,00 hrn. / 40,00 USD / 30,00 EUR |
| Interest for overdraft usage (% per annum)* | 50% on CA in hrn., 30% on CA in dollars USD, 30% on CA in EUR |
| Interest accrued on the balance of funds on CA (% per annum): | 0,1% on CA in hrn. with balance on CA not less than 500,00 hrn., 0,1% on CA in dollars USD with balance on CA not less than 100 dollars USD, 0,1% on CA in EUR with balance on CA not less 100 EUR, otherwise not accrued |
| Non-cash replenishment of card account, except for deposit / credit, interest on deposit and insurance recovery3 | 0,75% of accrued amount |
| Replenishment of card account by plastic card holder over the counter of the PJSC "Kreditprombank"3 | |
| with or without the use of POS terminal | Not priced |
| Replenishment of card account to third person over the counter of the PJSC "Kreditprombank" in national currency, if the amount of replenishment3 | |
| Up to UAH 50.000,99 | Not priced |
| From UAH 50.001,00 | 0,2% of amount of replenishment (paid in Hryvnias in cash to the cash office on day of the operation performance) |
| Cash withdrawal: 3 | |
| - in the network of the enterprises and ATMs of PJSC "Kreditprombank" and in the network of the ATMs "ATMosphere" | 1,00% of operation amount on CA in hrn.; 1,00% of operation amount on CA in dollars USD; 1,00% of operation amount on CA in EUR |
| - in the network of Ukrainian banks and their ATMs | 1,55% of the amount of operation on CA in hrn.+ 16,00 hrn. 1,55% of the amount of operation on CA in USA + 2,00 USD 1,55% of the amount of operation on CA in EUR + 1,50 EUR |
| - in the network of the foreign banks and their ATMs | 1,4% of the amount of operation on CA in hrn., min 40,00 hrn. 1,4% of the amount of operation on CA in USD, min 5,00 USD 1,4% of the amount of operation on CA in EUR, min 3,50 EUR |
| Stopping of operations on settlements by plastic card: | |
| Putting the card into the stop-list: | |
| - local | 1,00 hrn. |
| - electronic IPS Visa | 40,00 hrn. |
| - paper IPS Visa, except cards Visa Electron5 | 650,00 hrn. |
| - electronic and paper IPS MasterСard for the period from1 till 6 months / more 6 months5 | 400,00 hrn. / 650,00 hrn. |
| Card requisitioning by ATM of the other bank3 | 120,00 hrn. |
| Inquiry of the copy of the document confirming operation on CA (for inquiry) | 80,00 hrn. |
| Inquiry T&E document, confirming operation on PC since payment for car lease, airline tickets, hotel services, etc. (for inquiry) | 250,00 hrn. |
|
Providing the document conforming the performance by the holder an operation which was denied by him on application of operation deny |
20,00 hrn. |
| Information on balance on CA: 3 | |
| - in ATM of PJSC "Kreditprombank", including on balance on deposit account (for operation) | 0,30 hrn. |
| - in the ATM of the other bank (for operation) | 3,00 hrn. |
| Providing mini extract from ATM of PJSC "Kreditprombank" (for every inquiry)3 | 0,30 hrn. |
| Providing extraordinary extract on CA (for every inquiry) | 10,00 hrn. |
| Provision of the certificate on existence and state of CA to the card holder while addressing to the bank (for every certificate) | |
| In Ukrainian | 50,00 hrn. |
| In English | 75,00 hrn. |
| Monthly payment for administration of balance on card account of the customer where there was no money movement during 3 successive years 4 |
UAH 100.00 |
| Statement from CA for the latest reported payment period (per statement): | |
| - in the bank | Not priced |
| - by e-mail | |
| Non-cash transfer of funds from CA through payment card: | |
| - to CA (UAH) in the ATM network of PJSC “Kreditprombank” | 0.3% of transaction amount, min UAH 1.00 |
| - to deposit account (UAH) in the ATM network of PJSC “Kreditprombank” managed through payment card | Not priced |
| Non-cash transfer of funds from card account (in UAH) through contractual debit: | |
| - to card account opened with the PJSC "Kreditprombank" | UAH 1.00 |
| - to deposit account opened with the PJSC "Kreditprombank" and maintained with the use of plastic card | Not priced |
| Cash free payment for goods and services by PA | Not priced |
| Replenishment of mobile account using a PC via the ATM network of the PJSC “Kreditprombank” | 2.0% of the transaction amount, the minimum is UAH 2.00 (The amount of accrued commission fee is deducted from card account on the day of settlements through card account, from which the funds are transferred) |
| Transaction of purchase/sell/foreign currency exchange in case if currency of CA settlement differs from the currency of international payment system | 0,5% of the amount of transaction (Is retained on the day of settlements on CA) |
| Change of standard daily limits for transactions with payment cards | UAH 1.00 per each change |
| Change of PIN code in ATMs of PJSC "Kreditprombank" (the tariff is valid for chip cards Visa Classic/ Gold, MasterCard Mass/ Gold) | UAH 5.00 per each change |
Opening of cards of the international payment systems is made both for residents of Ukraine and non-residents for such types of PC:
- Visa Electron (with magnetic strip, instant), Visa Electron (with magnetic strip), Maestro (with magnetic strip), Visa Classic (with chip) , Visa Gold (with chip), term of validity - 2 years;
- Maestro (with chip), MasterCard Mass (with chip), MasterCard Gold, (with chip), term of validity - 1 year.
Payment of fees is made in UAH.
(1) Commission fee is indicated on the basis that cards are registered for 1 year. At registration of chip card, magnetic stripe card for 2 years or re-registration of chip card, magnetic stripe card on the initiative of the holder during the term of its validity for a period of more than 1 year, settlement and cash services specified in the tariff are doubled
(2) Cash and payment services on CA in connection with opening of
principal or additional card at the initiative of the Bank are not
priced
(3) If CA is opened in foreign currency, the amount of fee is calculated in UAH according to the bank’s exchange rate as of the date of debiting.
(4) The date of the first settlement cycle for which the fee is
accrued is the date of introduction of this tariff for natural persons
according to the decision of the Financial Committee of the Bank. The
date of first settlement cycle for which the fee is accrued is 22.12.11.
(5) The fee is paid for placement of card into stop list per each region for actual term of the card’s placement into stop list. In the table the price of card placement into stop list is shown per one region per 1 month. If cards should be placed in larger number of regions and for larger term, the fee is multiplied for number of regions and months required
* Overdraft – short-term loan granted by the bank to the customer in case of exceeding of amount of operation on payment card over the balance of funds on his/her card account or established lending limit.
Tariffs are valid since 05.04.2012
Documents to issue the card:
- Passport of the citizen of Ukraine;
- ID code from State Tax Inspection.
Emergency card substitution (emergency card) / Emergency cash withdrawal (emergency cash):
In case of Visa Gold card was lost or stolen the holder of the card can apply for emergency substitution or emergency cash withdrawal.
Advantages of the service:
- 24 hours access for 365 days a year;
- Is performed for 24 hours or during one working day, in any part of the world.
For that the holder of Visa Gold card could:
- If he is on the territory of Ukraine – can address to Kreditprombank call center;
- If he is abroad – to address to the Service of Global Support of the Card holders. Telephone numbers of the Service of Global Support of the Card holders in different countries you can find on the site of international payment system Visa..
During urgent substitution of the Visa Gold card, the PIN – code is not provided, and such cards can not be used in ATMs. Transactions on such cards are performed due to readable magnet stripe while paying for goods and services and while receiving cash from the bank.
On urgent withdrawal of cash you can receive up to dollars 2000 USD. Urgent cash withdrawal is performed in the nearest bank or currency exchange.