Payment cards Visa and MasterCard for depositors
These payment cards provide you the possibility to get access to accrued interests on deposit and control interests accruing and of course, use the card as additional payment mean to be replenished by the Bank.
Receive additional income —get term deposit "Club capital" или "Colours of wisdom" for payment cards holders!
Product advantages:
- Free issue of main card Visa Electron/Maestro;
- Free access to the account – You can replenish card account by cash in bank outlets or by cash free transfer from the other accounts, as well as withdraw cash as in bank outlets as in ATMs on the territory of Ukraine and abroad;
- To pay for goods and services in trade network fees free;
- To withdraw cash in Kreditprombank outlets fees free;
- To receive additional income as accrued interests on balance of money funds;
- To transfer money funds in ATMs of Kreditprombank from other accounts opened in Kreditprombank;
- For holders of premium cards Visa Gold - discount on payment for the hotels, restaurants, services (providing discount is anticipated by the payment system).
To get the card you need to do only 5 steps:
- To issue any deposit by filling application or call information center;
- In convenient day visit sell point and provide necessary package of documents;
- To conclude an agreement;
- To get the card and PIN- code to it;
- Activate the card in any ATM.
Service tariffs:
| Operation type | Operation cost |
|---|---|
| Settlement and cash servicing of card account (for one year of services) due to registration 1,6 | |
| - main card | Not priced |
| - additional card | 15,00 hrn. |
| - main card in the package of the same class card or lower payment system or additional card in the package of the same class card or lower payment system | 25,00 hrn. |
| - Every card which is reissued in initiative of the holder during its validity term (card is issued till the end of validity term of the card it is issued instead) | 12,00 hrn. |
| - every card or set of cards issued during 24 hours (only in borders of Kiev and Donetsk city) | 100,00 hrn. |
| Validity period of payment card | 1 year ( Maestro) 2 years (Visa Electron) |
| Operation type | Operation cost |
|---|---|
| Settlement and cash servicing of card account (for one year of services) due to registration 1,6 | |
| - main card | 50,00 hrn. with amount of actual deposit up to 500000,00 hrn (or other currency equivalent) not priced - with amount of actual deposit from 500000,01 hrn (or other currency equivalent) |
| - additional card | 35,00 hrn. |
| - main card in the package of the same class card or lower payment system or additional card in the package of the same class card or lower payment system | 60,00 hrn. |
| - Every card which is reissued in initiative of the holder during its validity term (card is issued till the end of validity term of the card it is issued instead) | 40,00 hrn. |
| - every card or set of cards issued during 24 hours (only in borders of Kiev and Donetsk city)** | 300,00 hrn. |
| Validity period of payment card | 1 year ( MasterCard Mass) 2 years (Visa Classic) |
| Operation type | Operation cost |
|---|---|
| Settlement and cash servicing of card account (for one year of services) due to registration 1,6 | |
| - main card | 200,00 hrn. with amount of actual deposit up to 500000,00 hrn (or other currency equivalent) not priced - with amount of actual deposit from 500000,01 hrn (or other currency equivalent) |
| - additional card | 140,00 hrn. |
| - main card in the package of the same class card or lower payment system or additional card in the package of the same class card or lower payment system | 240,00 hrn. |
| - Every card which is reissued in initiative of the holder during its validity term (card is issued till the end of validity term of the card it is issued instead) | 160,00 hrn. |
| Validity period of payment card | 2 years |
| Operation type | Operation cost |
|---|---|
| Card account (CA) opening | Not priced |
| Interests accrued on the balance of funds on CA (% per annum): | 0,1% for CA in hrn with balance on CA not less 500,00 hrn, 0,1% for CA in dollars USD with balance on CA not less dollars 100 USD, 0,1% for CA in EUR with balance on CA not less 100 EUR otherwise not accrued |
| Interests for using overdraft (% per annum)* | 50% on CA in hrn, 30% on CA in dollars USD, 30% on CA in EUR |
| Non-cash replenishment of card account, except for deposit / credit, interest on deposit and insurance recovery | 0,75% of the amount entered |
| Replenishment of card account by plastic card holder over the counter of the PJSC "Kreditprombank" | |
| with or without the use of POS terminal | Not priced |
| Replenishment of card account to third person over the counter of the PJSC "Kreditprombank" in national currency, if the amount of replenishment | |
| Up to UAH 50.000,99 | Not priced |
| From UAH 50.001,00 | 0,2% of amount of replenishment (paid in Hryvnias in cash to the cash office on day of the operation performance) |
| Non-cash transfer of funds from CA through payment card: | |
| - to CA (UAH) in the ATM network of PJSC “Kreditprombank” | 0.3% of transaction amount, min UAH 1.00 |
| - to deposit account (UAH) in the ATM network of PJSC “Kreditprombank” managed through payment card | Not priced |
| Cash withdrawal: 3 | |
| - in the network of enterprises and ATMs PJSC "Kreditprombank" in the network of ATMs and network "ATMOSPHERA" | Not priced |
| - in the network of Ukrainian banks and their ATMs | 1,55% of the amount of operation on CA in hrn.+ 16,00 hrn. 1,55% of the amount of operation on CA in USA + 2,00 USD 1,55% of the amount of operation on CA in EUR + 1,50 EUR |
| - in the network of foreign banks and their ATMs | 1,4% of the amount of operation on CA in hrn., min 40,00 hrn. 1,4% of the amount of operation on CA in USD, min 5,00 USD 1,4% of the amount of operation on CA in EUR, min 3,50 EUR |
| Stopping of operations on settlements by plastic card: | |
| Putting the card into the stop-list: | |
| - local | 1,00 hrn. |
| - electronic IPS Visa | 40,00 hrn. |
| - paper IPS Visa, except cards Visa Electron5 | 650,00 hrn. |
| - electronic and paper IPS MasterСard for the period from1 till 6 months / more 6 months5 | 400,00 hrn. / 650,00 hrn. |
| Card requisitioning by ATM of the other bank3 | 120,00 hrn. |
| Inquiry of the copy of the document confirming operation on CA (for inquiry) | 80,00 hrn. |
| Inquiry T&E document, confirming operation on PC since payment for car lease, airline tickets, hotel services, etc. (for inquiry) | 250,00 hrn. |
|
Providing the document conforming the performance by the holder an operation which was denied by him on application of operation deny |
20,00 hrn. |
| Information on balance on CA: 3 | |
| - in ATM of PJSC "Kreditprombank", including on balance on deposit account (for operation) | 0,30 hrn. |
| - in the ATM of the other bank (for operation) | 3,00 hrn. |
| Providing mini extract from ATM of PJSC "Kreditprombank" (for every inquiry)3 | 0,30 hrn. |
| Providing extraordinary extract on CA (for every inquiry) | 10,00 hrn. |
| Provision of the certificate on existence and state of CA to the card holder while addressing to the bank (for every certificate) | |
| In Ukrainian | 50,00 hrn. |
| In English | 75,00 hrn. |
| Monthly payment for administration of balance on card account of the customer where there was no money movement during 3 successive years 4 |
UAH 100.00 |
| Statement from CA for the latest reported payment period (per statement): | |
| - in the bank | Not priced |
| - by e-mail | |
| Non-cash transfer of funds from CA through payment card: | |
| - to CA (UAH) in the ATM network of PJSC “Kreditprombank” | 0.3% of transaction amount, min UAH 1.00 |
| - to deposit account (UAH) in the ATM network of PJSC “Kreditprombank” managed through payment card | Not priced |
| Non-cash transfer of funds from card account (in UAH) through contractual debit: | |
| - to card account opened with the PJSC "Kreditprombank" | UAH 1.00 |
| - to deposit account opened with the PJSC "Kreditprombank" and maintained with the use of plastic card | Not priced |
| Cash free payment for goods and services by PA | Not priced |
| Replenishment of mobile account using a PC via the ATM network of the PJSC “Kreditprombank” | 2.0% of the transaction amount, the minimum is UAH 2.00 (The amount of accrued commission fee is deducted from card account on the day of settlements through card account, from which the funds are transferred) |
| Transaction of purchase/sell/foreign currency exchange in case if currency of CA settlement differs from the currency of international payment system | 0,5% of the amount of transaction (Is retained on the day of settlements on CA) |
| Change of standard daily limits for transactions with payment cards | UAH 1.00 per each change |
| Change of PIN code in ATMs of PJSC "Kreditprombank" (the tariff is valid for chip cards Visa Classic/ Gold, MasterCard Mass/ Gold) | UAH 5.00 per each change |
Opening of cards of the international payment systems is made both for residents of Ukraine and non-residents for such types of PC:
- Visa Electron (with magnetic strip, instant), Visa Electron (with magnetic strip), Maestro (with magnetic strip), Visa Classic (with chip) , Visa Gold (with chip), term of validity - 2 years;
- Maestro (with chip), MasterCard Mass (with chip), MasterCard Gold, (with chip), term of validity - 1 year.
Payment of fees is made in UAH.
(1) Commission fee is indicated on the basis that cards are registered for 1 year. At registration of chip card, magnetic stripe card for 2 years or re-registration of chip card, magnetic stripe card on the initiative of the holder during the term of its validity for a period of more than 1 year, settlement and cash services specified in the tariff are doubled
(2) Cash and payment services on CA in connection with opening of principal or additional card at the initiative of the Bank are not priced
(3) If CA is opened in foreign currency, the amount of fee is calculated in UAH according to the bank’s exchange rate as of the date of debiting.
(4) The date of the first settlement cycle for which the fee is accrued is the date of introduction of this tariff for natural persons according to the decision of the Financial Committee of the Bank. The date of first settlement cycle for which the fee is accrued is 22.12.11.
(5) The fee is paid for placement of card into stop list per each region for actual term of the card’s placement into stop list. In the table the price of card placement into stop list is shown per one region per 1 month. If cards should be placed in larger number of regions and for larger term, the fee is multiplied for number of regions and months required
(6) Opening of payment card due to expiry of validity term of the previous payment card is not made, except for the cases when deposit for which this payment card was issued, is still in effect.
* Overdraft – short-term loan granted by the bank to the customer in case of exceeding of amount of operation on payment card over the balance of funds on his/her card account or established lending limit.
Tariffs are valid since 05.04.2012
Documents to issue the card:
- Passport of Ukrainian citizen;
- Tax Authority certificate on tax payer.