Payment cards Visa Platinum
All Visa Platinum cards participate in the programme of the payment system Visa International proposing a wide range of special offers and privileges for the holders of Visa Platinum exclusively: when paying for hotels, SPA, restaurants, clubs, for car rent, purchase of goods, services, etc.
In case of the card’s loss or theft the emergency drawing of cash or issuance of temporary card is possible.
The payment card within the tariff package «Elite» permits as well to save own funds on card account under advantageous terms (up to 11% per annum in national currency and up to 5,5% per annum in foreign currency).
Get additional income – place term deposit "Club Universal" or "Colours of Wisdom" for the payment card holders!
Advantages of tariff package:
Besides the standard set of services the holder of Visa Platinum gets:
1. Additional payment card MasterCard Gold;
2. Two additional Gold class cards issued for the authorized person;
3. Advantageous charge of interest on card account balance (with increase of the card account balanсe the interest charged for this balance increases as well + interest capitalization);
4. Advantages for use of other banking products:
- Bonus up to +1,0% to the effective rate on deposits "Classic", "Premium", "Specific" (depending on currency and deposit term);
- Discount in 35% for services of safe deposit boxes rent;
5. Insurance programme for the card holder when travel abroad;
6. Insurance programme for the authorized person when travel abroad;
7. Included connection to the service „Mobile Kreditprombank” and „Internet- Kreditprombank”;
8. Envisages discounts when paying for hotels, restaurants, services (the discounts are proposed by the payment system);
9. Possibility to use the advantages of the programme Visa Luxury Hotel Collection;
10. Possibility to use the emergency card and emergency cash services in accordance with the terms set by the international payment systems.
Additional opportunities of the tariff package «Elite»:
- Possibility to pay for goods/services in shops and service centres of Ukraine and abroad as well as in Internet;
- Possibility to order the goods and services by phone;
- Possibility to book hotel rooms and rent cars;
- Possibility to draw cash in ATMs and/or outlets of the PJSC «Kreditprombank» as well as of the other banks in the territory of
- Ukraine and abroad;
- Instant transfer of funds to another accounts or cards using ATM.
To open the package «Elite» you should:
- Visit any outlet of Kreditprombank;
- Provide necessary package of documents;
- Fill in the form for opening of card account;
- Fill in the questionnaire-application form of the payment card holder;
- Sign with the bank the bank account agreement that is opened for accounting of transactions on payment cards;
- Receive in term determined by the Bank the card and PIN-code to it;
- Activate the card in any ATM.
Tariffs:
| Main services | ||
| Operation type | Operation cost | Payment term |
|---|---|---|
| Opening of card account (CA) |
Not paid | |
| Settlement and cash servicing of card account (for one year of services) due to registration5: | ||
| Main card Visa Platinum in set with: | 1900,00 grn. (6) | Paid (before the performance of operation) in Hryvnia in cash office or debited in cashless way on date of performance of payments with CA as of date of the application submission by the PC holder |
| - additional payment card MasterCard Gold for the holder of main card |
||
| - 2 additional cards of Gold class for the authorized person |
||
| - payment card "Gift" | ||
| - every card being reissued on initiative of the holder during its validity term (the card is issued for the validity period of the card being substitute) | 900,00 hrn. | |
| each card or set of cards issued within 24 hours (only in the cities of Kyiv and Donetsk) | UAH 3,500.00 (6) | |
| Amount of minimum balance on main card account (CA) | UAH 500 on CA in UAH; USD 60 on CA in USD; EUR 50 on CA in EUR |
Funds of minimum balance on CA are placed by the PC holder on CA in cash or by cashless transfer |
| Interest for use of overdraft (% per annum)* | 50% on CA in UAH, 30% on CA in USD, 30% on CA in EUR | Debited from CA in respective currency when crediting the funds to CA |
| Advantages on other banking services | ||
| - bonus to the effective rate of deposit "Classic", "Premium", "Specific" when placing deposit for term (bonuses by loyalty programme are not added), (% per annum) |
||
| in national currency | 0,3% (when placing deposit for term in 3 months) | |
| 1,0% (when placing deposit for term in 6 months and more) | ||
| in foreign currency | 0,2% (when placing deposit for term in 3 months) | |
| 0,8% (when placing deposit for term in 6 months and more) | ||
| - discount on service for safe deposit box rent | 35% of service cost | |
| Interest charged for the CA balance under condition that the average balance for the previous accounting cycle reaches the following figures (% per annum) (1): | Credited on CA in respective currency on date preceding the last working day of the month | |
| In Hryvnia: | ||
| from UAH 500.01 up to UAH 200 000,99 | 10,0% on CA in UAH | |
| from UAH 200 001,00 | 11,0% on CA in UAH | |
| In US Dollars: | ||
| from USD 100.01 up to USD 25 000,99 | 4,5% on CA in USD | |
| from USD 25 001,00 | 5,5% on CA in USD | |
| In Euro: | ||
| from EUR 100.01 up to EUR 25 000,99 | 3,5% on CA in EUR | |
| from EUR 25 001,00 | 4,5% on CA in EUR | |
| Withdrawal of cash: | ||
| - within the network of outlets and ATMs of the PJSC «Kreditprombank» | Not paid | Amount of the fee charged is debited from CA on the date of payments on CA performance by the bank’s rate as of the date of debiting |
| - in network of ATMs “Atmosphere” | 0,5% of operation amount on CA in hrn.; 0,5% of operation amount on CA in dollars USD; 0,5% of operation amount on CA in EUR |
|
| - within the network of the Ukrainian banks and their ATMs |
1,55% of the amount of operation on CA in hrn.+ 16,00 hrn. 1,55% of the amount of operation on CA in USA + 2,00 USD 1,55% of the amount of operation on CA in EUR + 1,50 EUR |
|
| - within the networks of foreign banks and their ATMs |
1,4% of the amount of operation on CA in hrn., min 40,00 hrn. 1,4% of the amount of operation on CA in USD, min 5,00 USD 1,4% of the amount of operation on CA in EUR, min 3,50 EUR |
|
| Cashless credit to the Card Account, except for pension / financial aid / insurance payments from Social Insurance Fund against Industrial Accidents / deposit amount / interest on deposit 1,4 |
0,75% of amount of crediting |
Debited (after performance of operation) from CA by the bank’s rate as of the date of debiting |
| Replenishment of card account by plastic card holder over the counter of the PJSC "Kreditprombank"1 | Paid in Hryvnia in cash at the cash office on date of operation performance | |
| with or without the use of POS terminal | Not paid | |
| Replenishment of card account to third person over the counter of the PJSC "Kreditprombank" in national currency, if the amount of replenishment1 | ||
| Up to UAH 50.000,99 | Not paid | |
| From UAH 50.001,00 | 0,2% of amount of replenishment |
|
| Stopping of operations on settlements by plastic card: | ||
| Putting the card into the stop-list: | ||
| - local | 1,00 hrn. | |
| - electronic IPS Visa | 40,00 hrn. | |
| - paper IPS Visa, except cards Visa Electron3 | 650,00 hrn. | |
| - electronic and paper IPS MasterСard for the period from1 till 6 months / more 6 months3 | 400,00 hrn. / 650,00 hrn. | |
| Card requisitioning by ATM of the other bank1 | 120,00 hrn. | |
| Inquiry of the copy of the document confirming operation on CA (for inquiry) | 80,00 hrn. | |
| Inquiry T&E document, confirming operation on PC since payment for car lease, airline tickets, hotel services, etc. (for inquiry) | 250,00 hrn. | |
|
Providing the document conforming the performance by the holder an operation which was denied by him on application of operation deny |
20,00 hrn. | |
| Information on balance on CA:1 | ||
| - in ATM of PJSC "Kreditprombank", including on balance on deposit account (for operation) | Not priced | |
| - in the ATM of the other bank (for operation) | 3,00 hrn. | |
| Providing mini extract from ATM of PJSC "Kreditprombank" (for every inquiry)1 | 0,30 hrn. | |
| Providing extraordinary extract on CA (for every inquiry) | Not priced | |
| Provision of the certificate on existence and state of CA to the card holder while addressing to the bank (for every certificate) | ||
| In Ukrainian | 50,00 hrn. | |
| In English | 75,00 hrn. | |
| Monthly payment for administration of balance on card account of the customer where there was no money movement during 3 successive years2 |
UAH 100.00 | |
| Statement from CA for the latest reported payment period (per statement): | ||
| - in the bank | Not priced | |
| - by e-mail | ||
| Non-cash transfer of funds from CA through payment card: | ||
| - to CA (UAH) in the ATM network of PJSC “Kreditprombank” | 0.3% of transaction amount, min UAH 1.00 | |
| - to deposit account (UAH) in the ATM network of PJSC “Kreditprombank” managed through payment card | Not priced | |
| Non-cash transfer of funds from card account (in UAH) through contractual debit: | ||
| - to card account opened with the PJSC "Kreditprombank" | UAH 1.00 | |
| - to deposit account opened with the PJSC "Kreditprombank" and maintained with the use of plastic card | Not priced | |
| Cash free payment for goods and services by PA | Not priced | |
| Replenishment of mobile account using a PC via the ATM network of the PJSC “Kreditprombank” | 2.0% of the transaction amount, the minimum is UAH 2.00 (The amount of accrued commission fee is deducted from card account on the day of settlements through card account, from which the funds are transferred) | |
| Transaction of purchase/sell/foreign currency exchange in case if currency of CA settlement differs from the currency of international payment system | 0,5% of the amount of transaction (Is retained on the day of settlements on CA) | |
| Change of standard daily limits for transactions with payment cards | UAH 1.00 per each change | |
| Change of PIN code in ATMs of PJSC "Kreditprombank" (the tariff is valid for chip cards Visa Classic/ Gold, MasterCard Mass/ Gold) | UAH 5.00 per each change | |
Issuing of cards of International Payment Systems is performed for the residents of Ukraine and non-residents. Fee is paid in Hryvnia.
(1) If CA is opened in foreign currency, the amount of fees is calculated in UAH according to the bank’s exchange rate as of date of debiting.
(2) The date of the first settlement cycle for which the fee is accrued is the date of introduction of this tariff for natural persons according to the decision of the Financial Committee of the Bank. The date of first settlement cycle for which the fee is accrued is 22.12.11.
(3) The fee is paid for placement of card into stop list per each region for actual term of the card’s placement into stop list. In the table the price of card placement into stop list is shown per one region per 1 month. If cards should be placed in larger number of regions and for larger term, the fee is multiplied for number of regions and months required.
(4) It is necessary to take into account that pension is credited only to payment cards within TP "Colours of Wisdom", pecuniary aid/insurance payments from Fund of Insurance Against Accidents – only to payment cards within TP "Care" respectively.
(5) Cash and payment services on CA in connection with opening of principal or additional card at the initiative of the Bank are not priced
* Overdraft – short-term loan granted by the bank to the customer in case of exceeding of amount of operation on payment card over the balance of funds on his/her card account or established lending limit.
Tariffs are valid since 31.01.2012
Loyalty programme:
- Preferences on other banking services – on opening tariff package «Elite» the customer gains the opportunity to get bonus to effective rate of deposits "Classic", "Premium", "Specific" (depending on currency and term of deposit), discount for rent of bank safe deposit box; for this when opening deposit/ renting safe deposit box you should provide payment card with tariff package «Elite» to the Bank’s employee.
The amount of bonus when placing term deposits "Classic", "Premium", "Specific" in national and foreign currency is as follows:
| Deposit term | National currency | Foreign currency |
|---|---|---|
| 3 months | 0,30% | 0,20% |
| 6 months and more |
1,00% | 0,80% |
Documents required for opening of tariff package:
- Passport of the citizen of Ukraine;
- Certificate on record of tax payer identification code.
Emergency card substitution (emergency card) / Emergency cash withdrawal (emergency cash):
In case of Visa Gold card was lost or stolen the holder of the card can apply for emergency substitution or emergency cash withdrawal.
Advantages of the service:
- 24 hours access for 365 days a year;
- Is performed for 24 hours or during one working day, in any part of the world.
For that the holder of Visa Gold card could:
- If he is on the territory of Ukraine – can address to Kreditprombank call center;
- If he is abroad – to address to the Service of Global Support of the Card holders. Telephone numbers of the Service of Global Support of the Card holders in different countries you can find on the site of international payment system Visa.
During urgent substitution of the Visa Gold card, the PIN – code is not provided, and such cards can not be used in ATMs. Transactions on such cards are performed due to readable magnet stripe while paying for goods and services and while receiving cash from the bank.
On urgent withdrawal of cash you can receive up to dollars 2000 USD. Urgent cash withdrawal is performed in the nearest bank or currency exchange.