Programme for holders of payment cards "Academic"
The programme for holders of payment cards "Academic" includes:
- tariff package “Club Universal”;
- term deposit "Club Capital";
- loyalty programme with benefits on other banking products.
“Club Universal” tariff package advantages:
1. International payment card Visa Electron (with magnetic stripe), Master Card Mass (with chip) with a 2-year validity period;
2. Increased interest on balance of funds on saving card account “Club Universal”;
3. Advantages on other banking products:
- Bonus up to +0,40% to the current rate of the deposit: "Classic", "Premium", "Specific" in foreign currency and up to +0,50% to the current rate of the deposit "Club Capital" in national currency (depends on deposit term);
- Discount in 10% when ordering the service of safe-deposit box rent;
- You can deposit your own funds on card on more attractive conditions that differ from the standard ones;
- You can pay for goods / services in shopping and service centers where the POS-terminals are installed both in the territory of Ukraine and abroad;
- You can instantly transfer funds to the other accounts or cards using ATMs of the PJSC “Kreditprombank”;
- You can perform payments through the ATMs of the PJSC “Kreditprombank” and Internet;
- You can control cash flow on the card account using services “Mobile Kreditprombank” and “Internet Kreditprombank”.
- Visit any Kreditprombank outlet;
- Provide package of documents required;
- Fill in the application form to open card account;
- Fill in the application form of the payment card holder;
- Sign agreement with the Bank on bank account being opened to take account of transactions on payment cards;
- Receive the card and PIN-code in the term defined by Bank.
- Passport of the citizen of Ukraine;
- Certificate on tax payer identification code record.
4. Possibility to increase own income on becoming agent of the bank, without loosing the principal place of work or study and without investment of own funds;
5. Cash withdrawal in the outlets and ATMs of Kreditprombank and in the ATMs network “ATMoSfera” fee free;
6. Possibility to order the service of automatic transfer of funds from your payment card to the tariff package "Club Universal" and term deposit "Club capital" in order to multiply your money funds.
Additional advantages of the tariff package “Club Universal”:
To open the tariff package “Club Universal” you have to:
Tariffs:
| VISA ELECTRON, MASTER CARD MASS | |
| Category of operation | Cost of operation |
|---|---|
| Opening of card account (CA): | Not priced |
| Settlement and cash servicing of card account (for 2 years of services) due to registration5: | |
| - main or additional card | 49,00 UAH |
| - main card together with the card of the same or lower class of another payment system or additional card together with the card of the same or lower class of another payment system | 80,00 UAH |
| - each card which is reissued on initiative of the PC holder during the period of its validity (the card is issued for the period of validity of the card it is issued instead of) | 40,00 UAH |
| - each card or package of cards issued during 24 hours (only within the limits of Kyiv, Donetsk) | |
| Master Card Mass | 250,00 UAH |
| Advantages on other banking services: | |
| - bonus to the basic rate of deposit in foreign currency "Classic", "Premium", "Specific" and deposit in national currency "Club capital" when placing deposit for the term in (bonuses on loyalty programme are not summed up): |
|
| National currency Foreign currency (only deposit "Club capital") |
|
| 3 months | 0,10% - |
| 6-9 months | 0,30% 0,20% |
| 12-18 months | 0,50% 0,40% |
| - discount on service of safe-deposit box rent | 10% of cost of service |
| - interest charged on balance of funds on CA under condition that the average balance for the previous settlement cycle makes the following amounts (% per annum) | |
| in Hryvnias: | |
| from 500.01 UAH up to 25 000,99 UAH | 6,5% on CA in UAH |
| from 25 001,00 to 100 000,99 UAH | 7% on CA in UAH |
| from 100 001,00 UAH | 7,5% on CA in UAH |
| in US Dollars: | |
| from 100,01 USD | 0,1% on CA in USD |
| In Euros: | |
| from 100,01 EUR | 0,1% on CA in EUR |
| The amount of minimum balance on main CA | |
| Visa Electron | 0,00 UAH / 0,00 USD / 0,00 EUR |
| Visa Classic, MasterCard Mass | 0,00 UAH / 0,00 USD / 0,00 EUR |
| Interest for using overdraft (% per annum)* | 50% on CA in UAH, 30% on CA in USD, 30% on CA in EUR |
| Cashless credit to the Card Account, except for pension / financial aid / insurance payments from Social Insurance Fund against Industrial Accidents / deposit amount / interest on deposit1,4 | 0,75% of amount of settlement |
| Replenishment of card account by plastic card holder over the counter of the PJSC "Kreditprombank"1 | |
| with or without the use of POS terminal | Not priced |
| Replenishment of card account to third person over the counter of the PJSC "Kreditprombank" in national currency, if the amount of replenishment1 | |
| Up to UAH 50.000,99 | Not priced |
| From UAH 50.001,00 | 0,2% of amount of replenishment (paid in Hryvnias in cash to the cash office on day of the operation performance) |
| Withdrawal of cash:1 | |
| - within the network of institutions and ATMs of the PJSC «Kreditprombank» | Not priced |
| - in network of ATMs “Atmosphere” | 0,5% of operation amount on CA in hrn.; 0,5% of operation amount on CA in dollars USD; 0,5% of operation amount on CA in EUR |
| - within the network of the Ukrainian banks and their ATMs | 1,55% of the amount of operation on CA in hrn.+ 16,00 hrn. 1,55% of the amount of operation on CA in USA + 2,00 USD 1,55% of the amount of operation on CA in EUR + 1,50 EUR |
| - within the network of the foreign banks and their ATMs | 1,4% of the amount of operation on CA in hrn., min 40,00 hrn. 1,4% of the amount of operation on CA in USD, min 5,00 USD 1,4% of the amount of operation on CA in EUR, min 3,50 EUR |
| Stopping of operations on settlements by plastic card: | |
| Putting the card into the stop-list: | |
| - local | 1,00 hrn. |
| - electronic IPS Visa | 40,00 hrn. |
| - paper IPS Visa, except cards Visa Electron3 | 650,00 hrn. |
| - electronic and paper IPS MasterСard for the period from1 till 6 months / more 6 months3 | 400,00 hrn. / 650,00 hrn. |
| Card requisitioning by ATM of the other bank1 | 120,00 hrn. |
| Inquiry of the copy of the document confirming operation on CA (for inquiry) | 80,00 hrn. |
| Inquiry T&E document, confirming operation on PC since payment for car lease, airline tickets, hotel services, etc. (for inquiry) | 250,00 hrn. |
|
Providing the document conforming the performance by the holder an operation which was denied by him on application of operation deny |
20,00 hrn. |
| Information on balance on CA:1 | |
| - in ATM of PJSC "Kreditprombank", including on balance on deposit account (for operation) | Not priced |
| - in the ATM of the other bank (for operation) | 3,00 hrn. |
| Providing mini extract from ATM of PJSC "Kreditprombank" (for every inquiry)1 | 0,30 hrn. |
| Providing extraordinary extract on CA (for every inquiry) | Not priced |
| Provision of the certificate on existence and state of CA to the card holder while addressing to the bank (for every certificate) | |
| In Ukrainian | 50,00 hrn. |
| In English | 75,00 hrn. |
| Monthly payment for administration of balance on card account of the customer where there was no money movement during 3 successive years2 |
UAH 100.00 |
| Statement from CA for the latest reported payment period (per statement): | |
| - in the bank | Not priced |
| - by e-mail | |
| Non-cash transfer of funds from CA through payment card: | |
| - to CA (UAH) in the ATM network of PJSC “Kreditprombank” | 0.3% of transaction amount, min UAH 1.00 |
| - to deposit account (UAH) in the ATM network of PJSC “Kreditprombank” managed through payment card | Not priced |
| Non-cash transfer of funds from card account (in UAH) through contractual debit: | |
| - to card account opened with the PJSC "Kreditprombank" | UAH 1.00 |
| - to deposit account opened with the PJSC "Kreditprombank" and maintained with the use of plastic card | Not priced |
| Cash free payment for goods and services by PA | Not priced |
| Replenishment of mobile account using a PC via the ATM network of the PJSC “Kreditprombank” | 2.0% of the transaction amount, the minimum is UAH 2.00 (The amount of accrued commission fee is deducted from card account on the day of settlements through card account, from which the funds are transferred) |
| Transaction of purchase/sell/foreign currency exchange in case if currency of CA settlement differs from the currency of international payment system | 0,5% of the amount of transaction (Is retained on the day of settlements on CA) |
| Change of standard daily limits for transactions with payment cards | UAH 1.00 per each change |
| Change of PIN code in ATMs of PJSC "Kreditprombank" (the tariff is valid for chip cards Visa Classic/ Gold, MasterCard Mass/ Gold) | UAH 5.00 per each change |
Issuing of cards of International Payment Systems is performed for the residents of Ukraine and non-residents. Fee is paid in Hryvnia.
(1) If CA is opened in foreign currency, the amount of fees is calculated in UAH according to the bank’s exchange rate as of date of debiting.
(2) The date of the first settlement cycle for which the fee is accrued is the date of introduction of this tariff for natural persons according to the decision of the Financial Committee of the Bank. The date of first settlement cycle for which the fee is accrued is 22.12.11.
(3) The fee is paid for placement of card into stop list per each region for actual term of the card’s placement into stop list. In the table the price of card placement into stop list is shown per one region per 1 month. If cards should be placed in larger number of regions and for larger term, the fee is multiplied for number of regions and months required.
(4) It is necessary to take into account that pension is credited only to payment cards within TP "Colours of Wisdom", pecuniary aid/insurance payments from Fund of Insurance Against Accidents – only to payment cards within TP "Care" respectively.
(5) Cash and payment services on CA in connection with opening of principal or additional card at the initiative of the Bank are not priced
* Overdraft – short-term loan granted by the bank to the customer in case of exceeding of amount of operation on payment card over the balance of funds on his/her card account or established lending limit.
Tariffs are valid since 05.04.2012