Commercial transport loan

For borrowers/ guarantors of property/ financial guarantors of retail entrepreneurs or retail persons:

1. Passport of citizen of Ukraine – the borrower and his/her wife/husband;
2. Certificate of marriage;
3. Identification code certificate of the borrower and his/her wife/husband;
4. Extract from the Unified State Register;
5. Document that certifies registration of the retail entrepreneur in the State Tax Service;
6. Certificate of single tax payer (if any);
7. Form 1 declaration for the last 3 reporting quarters (for payers of fixed tax and the general system of taxation);
8. Report of retail person who is a subject of small enterprise and single taxpayer for the last three reporting quarters (for single taxpayers);
9. Patents, licenses, permits, if activity of borrower involves such documents;
10. Certificate from the bank, where the borrower is served, that includes information about open current accounts, turnover of accounts for the last 6 (six) months per each month separately (if any);
11. Certificate on available/absent debts on credit operations in banks, where the borrower is served (if any);
12. Documents establishing title to the property offered as collateral.

Consideration of application for the loan may require additional documents.

For borrowers/ guarantors of property/ financial guarantors of corporate persons:

1. Foundation and registration documents:

• Extract from the Single State Register;
• Certificate on registration of corporate person in the Single State Register of Enterprises and Organizations of Ukraine;
• Valid extract from the Single State Register of Enterprises and Organizations of Ukraine;
• Documents that confirm registration of corporate person in the State Tax Service;
• Register(extract from the register) of shareholders (for joint stock enterprises);
• Charter of corporate person with all its changes and amendments;
• Certificate of borrower/guarantor/guarantor of property (signed by head and stamped with a seal) about all changes and
• Amendments to the foundation documents and changes in management;
• Patents, licenses, permits, if activity of borrower involves such documents. 

2. Documents that confirm authority for a loan receiving and all related actions:

• Decision of authorized management body of corporate person for receiving a loan/transfer into pledge of property;
• Copies of orders (decisions of authorized management body) on appointment of officials authorized to sign agreements, commercial and financial documents, copies of their passports and identification code certificates. 

3. Financial documents:

• Balance sheet (Form No. 1, 1- m), income statement (Form No. 2, 2- m) for the last 3 reporting quarterly dates;
• Income statement and account receivables and payables (Form No. 1- Б) for the last reporting and quarterly date;         
• Income tax declaration of the borrower for the last reporting date;
• Calculation of single tax payment by subject of small enterprise – corporate person for the last reporting date;
• Value added tax declaration for the last reporting quarterly date. 

4. Certificates from the banks serving the borrower:

• On available/absent loan debts, including overdue, issued to guarantors (no earlier than 10 days before providing to the bank). The borrower provides copies of valid loan agreements, agreement of guarantee, pledge agreement, warranties as of the date of application for a loan (if any);
• On receipt of current accounts (in national and foreign currency) opened to the borrower for the last 6 (six) months per each month separately. 

5. Documents necessary for collateral:

• Documents establishing title to the property offered as collateral.

Consideration of application for the loan may require additional documents.

• CJSC "First All-Ukrainian Credit History Bureau";
• LLC "Ukrainian Credit History Bureau".