Demand bank deposit «Business Express»

According to the Regulations «On procedure of opening, use and closing of accounts in national and foreign currencies» approved by the Enactment of the NBU Board of 12.11.2003 No.492, requirements of the PJSC «Kreditprombank» when opening deposit accounts in national and foreign currencies the client submits to the Bank the following documents:

1. Copy of certificate on state registration at the body of executive power, other body authorized to hold the state registration, notarized or certified by the body issuing the certificate on state registration or by the authorized bank employee;
2. * Copy of duly registered constituent document (Statute/Statute Agreement/Constituent Act/Regulations), notarized or certified by the registering body. Regulations approved by the enactments of the President of Ukraine, bodies of executive power, authorities of the Autonomous Republic of Crimea or bodies of local self-government should not be certified;
3. Copy of document certifying the registration of the enterprise/natural person — entrepreneur by respective body of the State Tax Service, certified by the issuing body, notarized or certified by the authorized bank employee;
4. Copy of the document certifying the registration of the enterprise/natural person - entrepreneur by the bodies of the Pension Fund of Ukraine;
5. Copy of certificate on inclusion of the enterprise into the Unified State Register of Enterprises and Organizations of Ukraine (stating the assigned identification code), notarized or certified by the issuing body or by the authorized bank employee;
6. To open current and deposit accounts the enterprise/natural person — entrepreneur should fill in the «Information sheet» form.

Documents for opening current and deposit accounts required by these Regulations are submitted to bank in person by the persons authorized to sign official documents. These persons should show the authorized bank employee the following documents:

• Passport or any other document substituting it and certified with one’s own hand copies of these documents;
• Certificate about record of tax payer identification number;
• Documents certifying their powers.

* not required from the natural person – entrepreneur

For information of the Bank’s clients! 

Operations related to debits on deposit accounts are performed only on receipt by the bank of the notification from a tax body about registration of these accounts by tax administration. In case the seat is being changed the account holder must within three days inform on it in writing the bank institution where his account was opened. The Bank is entitled to demand submission of the other documents, if it is provided for by the current Ukrainian legislation.

• Is it obligatory to open the current account in the PJSC «Kreditprombank» to place the bank demand deposit «Business Express»?
• Yes, when making this deposit the current account is opened for customer with the bank that makes it possible to get the whole range of banking services.

• Is it required to submit the complete package of documents to place deposit «Business Express», if the customer already has the opened with the PJSC «Kreditprombank» current account?
• In case the opened current account is available with the PJSC «Kreditprombank» only those documents are submitted in which the amendments were made since the moment of account opening and the copy of letter to the Fund of Social Insurance Against Occupational Accidents and Occupational Diseases of Ukraine on intention to open deposit account in the PJSC «Kreditprombank», with the Fund’s record made (submitted if the hired labour is used). In case if hired labour is not used, the customer submits the unofficial document informing that he does not use the hired labour and he is not an insurance contribution payer.

• What the interest rate on deposit «Business Express» can depend on?
• The amount of interest rate can depend on amount and term of placement of funds on account.

• How the bank demand deposit «Business Express» can be replenished?
• The bank deposit is replenished from current account opened with the bank by providing to bank the order for payment in hard copy or by making order for payment within the system "Client-Bank". There is no fee charged for transfer of funds under this order.

• Is it possible to use funds placed on account «Business Express»?
• The Client can use the funds placed on account «Business Express» without restraints.

• How the replenishment / withdrawal of funds to / from account «Business Express» is performed? 
• The replenishment and withdrawal of funds from / to account «Business Express» is performed through the current account of client opened with the PJSC "Kreditprombank".