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Bank for business Cash services and payment cards Current accounts Purchase and sale of foreign exchange Collection and transportation of valuables Corporate payment cards Special proposition for small business Deposits Loans and finance for companies of any size Resources for your business Lending to small business Factoring Organisation of an issue and service of corporate bonds Structure, Trade and Project Financing Alternative Business Financing Instruments Special lending programmes Financing under the Program of Access to Financial Service Market Documentary operations Documentary credits Documentary collection Guarantees and bails Securities Keeping of registries of shareholders Depository services and safekeeping of securities Broker’s services at a stock market Bill operations Organisation of an issue and service of corporate bonds "REPO" transactions Banking metals Bank safes Interbank business Correspondent relations Documentary operations Syndicated lending Import from Czech republic    IMPORT FROM CZECH REPUBLIC Manufacturers/Exporters Resident of Czech Republic. Importer/Refinance client Enterprise/company – resident of Ukraine with the experience of business activity in manufacture or/and foreign trade not less than 3 years. Creditor Obhodny banka, (Praga) Interbanka, (Praga). Borrower OJSC "Kreditprombank" (Кyiv, Ukraine). Insurant National Expert Agency of Czech Republic. Sum of credit 500 000 – 3 000 000 EUR. Type of credit Foreign Trade Credit/ Post Import Credit. Aim of credit Financing of foreign trade contracts with Czech republic exporters/manufacturers. Delivery of credit Due to conditions of foreign trade contract. Payment of credit Every 6 months by equal parts after 6 months of the first tranche. Collateral Actives of the importer, guarantees, other forms of maintenance comprehensible to issuer/refinance bank. Mortgaging cost of maintenance according to an independent expert estimation, in view of system of disscounting, used by the creditor - should cover the sum of potential obligations under the credit contract, including percent, in full. Obligatory conditions Sum of credit - minimum 85% of the cost of commercial contract. Importer participation of own means in the volume not less than 15% of total cost of export contract. Insurance of subject of pledge. Openning current account(s) in Kreditprombank. Borrower should not be in arbitration and litigation conditions. Special conditions Refinance is not given for covering of losses. Low expenses The proved legal charged become covered due to importer/borrower. Taxes with repayment If necessary, the sum of tax repayment may be pluses to the sum of importer percent rate paid by borrower. Comissions for letters of credit Paid by the importer. Other conditions Term of application procedure - from 1 till 3 months after receiving credit application. For carrying out of the preliminary analysis of the project you can give necessary questionnaries, which can be received from Kreditprombank web-site.    COST OF REFINANCING (Creditor) Percent Rate 6-months (12-months) EURIBOR + profit. Payment at the moment of partly repayment of the total sum. Profit 1,5-2,5% annual. Comissions for credit administration 0,5-1% of the credit sum. Payment - through 30 days from the moment of signing credit contract between creditor and borrower. Paid by borrower and then covered by importer. Comissions for obligation to give credit 0,25–0,5% annual from the sum, which is not used from the total sum of credit. Payment - every 3 months. (Issure) Commissions payment for insurance 3,4–6% of the credit sum. Paid by manufacturer/exporter or borrower on the base of obliatory prepayment due to foreigh trade contract before first tranche will be given. (Borrower) Percent Rate 4-5% annual (depending on the project). Payment - every months Commissions for carrying out of complex examination of project 0,2% of the cost of the project (without taxes). Payment - at the moment of contract signing on carrying out of complex examination of project. The note: we ask to mean, that given conditions of financing are not final and can change in each concrete case.

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