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Bank for business Cash services and payment cards Current accounts Purchase and sale of foreign exchange Collection and transportation of valuables Corporate payment cards Special proposition for small business Deposits Loans and finance for companies of any size Resources for your business Lending to small business Factoring Organisation of an issue and service of corporate bonds Structure, Trade and Project Financing Alternative Business Financing Instruments Special lending programmes Financing under the Program of Access to Financial Service Market Documentary operations Documentary credits Documentary collection Guarantees and bails Securities Keeping of registries of shareholders Depository services and safekeeping of securities Broker’s services at a stock market Bill operations Organisation of an issue and service of corporate bonds "REPO" transactions Banking metals Bank safes Interbank business Correspondent relations Documentary operations Syndicated lending Import from Italy    IMPORT FROM ITALY Aim of loan Financing of foreign trade contracts, signing with Italian manufacturers/exporters and national enterprises - residents of Ukraine. Importer/Borrower Enterprise/company – resident of Ukraine with the experience of business activity in manufacture or/and foreign trade not less than 3 years. Manufacturers/Exporters Resident of Italy. Creditor/Bank for refinance Banca Popolare di Vicenza (Vicenza, Italy). Issuer/Bank of refinance OJSC "Kreditprombank" (Кyiv, Ukraine). Insurant National Export Agency of Italy «SACE». Amount of refinance from 100 000 to 2 000 000 EUR (the same that the sum of letter of credit). Term of letter of credit 6 months. Period of refinance no more than 24 months from the date of end term activity of letter of credit. Documents Documents, necessary for application to creditor/refinance bank are stated in the text of letter of credit. Refinance payment After the end of refinance term. Collateral Actives of the importer/borrower, guarantees, other forms of maintenance comprehensible to issuer/refinance bank. Mortgaging cost of maintenance according to an independent expert estimation, in view of system of disscounting, used by the creditor - should cover the sum of potential obligations under the credit contract, including percent, in full. Obligatory conditions Participation of own means in the volume not less than 15% of total cost of export contract. Insurance of subject of pledge. Openning current account(s) for importer/borrower in refinance bank. Borrower should not be in arbitration and litigation conditions. Special conditions Refinance is not given for covering of losses. Low expenses The proved legal charged become covered due to importer/borrower. Taxes with repayment If necessary, paid by the importer/borrower. Comissions for letters of credit Paid by the importer/borrower. Other conditions Term of application procedure - from 1 till 3 months after receiving by Banca Popolare di Vicenza credit application. For carrying out of the preliminary analysis of the project you can give necessary questionnaries, which can be received from Kreditprombank web-site.    COST OF REFINANCING (Creditor/Refinance bank) Percent Rate Is based on EURIBOR rate, which pays off for 6 months or 1 year period (depending on the contract), plus - 3,25% annual. Procedure of payment percent rate Simultaneously with return of the refinance sum. Commissions payment for confirming of the letter of credit 0,9% for the quarter. Procedure of payment of commissions for confirming of the letter of credit At confirmed of the letter of credit is paid by importer/borrower exporter/manufacturer. (Issure/Refinance Bank) Commissions payment for exhibition of the letter of credit 4,0% annual (due to conditions of contract for exhibition of the letter of credit). Commissions payment for exhibition of the letter of credit Simultaneously with exhibition of the letter of credit. Compensation for the given refinancing Commissions payment for openning credit line – 1,0% of the sum of the letter of credit. Percent Rate – 4,0% annual. Commissions for carrying out of complex examination of project 0,2% of the cost of the project (without taxes). Commissions payment At the moment of contract signing on carrying out of complex examination of project. The note: we ask to mean, that given conditions of financing are not final and can change in each concrete case.

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