ADVANTAGES OF RPODUCT

• Unique offer on the market of banking services.
• Term of lending - up to 33 years.
• Grace repayment period - 6 months
• Beneficial interest rates and minimal fee

LENDING TERMS

• For purchase of land.
• For construction of private house.
• For reconstruction of private house.

TERM OF LENDING[

• Up to 33 years inclusive - for purchase of land, construction of private house, its refurbishment.
• 6 first months of loan usage - deferral of principle repayment.

LOAN AMOUNT[

• up to 75% of collateral value if lending for up to 15 years;
• up to 70% of collateral value if lending for up to 33 years.

Type of loan disbursement - to personal account of a client in Kreditprombank (tariffs on transactions on personal accounts)

Loans in foreign currency	Up to 33 years
	USD	EURO
- for purchase of land	22.00	17.00
- loan disbursement fee	1.00	1.00

Loans in national currency of Ukraine	Up to 33 years
- for purchase of land	22.00
- for construction of private house	22.00
- for reconstruction of private house	22.00
- loan disbursement fee	1,00

Additional costs** :

1. Insurance services: Land insurance – 0,11-0,25% of collateral value of the plot of land; Private house insurance – 0,25-0,3% of its collateral value (when private house is pledged); Against accident - 0,3-0,55% of loan amount if loan amount is not less than USD150 000 (inclusive); Life - from 0,28-2,0% of loan amount by decision of Credit-Investment Committee of the bank and/or Credit committee of the branch.

2. Notary services: Buy-sell agreement execution – pursuant to the tariffs of certain notary in the region; Mortgage agreement execution - pursuant to the tariffs of certain notary in the region; Other services.

3. State duties: When property is pledged to the bank - 0,1% of collateral value; Pension fund contribution - 1% of property value under buy-sell agreement.

________________________________ ** additional costs are mentioned on the current date