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MINIMAL REQUIREMENTS OF STATE MORTGAGE INSTITUTION TO MORTGAGE LOANS
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| Loan is provided for: | Purchase of separate flat in residential complex “Brest-Litovsky”:
- For permanent living;
- For leasing.
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| Location of property: | Territory of Ukraine. |
| Who can obtain a loan: | Citizen of Ukraine, capable and competent person in the age of 18 years as a minimum at the moment of mortgage loan issue. Mortgage loan has to be repaid before the achievement of pension age. |
| Loan term: | From 5 to 30 years. |
| Mortgage loan amount: | Maximum size of loan amount per one borrower depending on the location of real estate is set as follows:
- UAH 790 000 – Kiev and satellite towns.
Minimal size of loan amount per one borrower – UAH 75 000 |
| Lending rate: | Interest rate for mortgage loan use:
- Before the building is completed - 17,00%;
- After the building is completed - 16,50%
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| Up-front fee: | 1,5% |
| First contribution: | 25% |
| Documents necessary to obtain a loan: | 1. Application-questionnaire for mortgage loan.
2. Passport copies of the borrower.
3. Copies of identity number certificate of the borrower.
4. Copy of marriage (divorce) certificate of the borrower.
5. Originals of documents to prove income
6. Original of Form #3 reference on place of registration of children if they are members of family of the borrower.
7. Copy of title document for property to be purchased for loan funds.
8. Copy of Bureau of Technical Inventory certificate for the property.
9. Original of expert opinion of independent valuer of collateral department of the bank.
10. Copy of technical passport for the property.
11. Copy of passport of seller
12. Copies of identity number certificates of the seller and his/her spouse.
13. Copy of marriage (divorce) certificate of the seller
14. Copy of notarized consent of the spouse of the seller for the sale of property.
15. Original of Form #3 reference on the persons registered in the property to be sold.
16. Originals of references from respective organizations about absence of debt under utility payments for the property to be sold |
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8-800-507-90-90, 8 (044) 490 27 77
infocentre@kreditprombank.com
