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CONDITIONS OF PROMOTIONAL CAMPAIGN “DEPOSIT BOOM”
- Each depositor who places/replaces during the term of validity of Promotional Campaign a term deposit (except the deposit “NO LIMITS” and deposit “PENSION”) gets an opportunity to draw a stretch card with bonus to existing interest rate;
- Bonuses to interest rate: +0,15%, +0,5%, +1%, +3%, +5%;
NEW DEPOSIT SYSTEM OF KREDITPROMBANKLoyalty programme of Kreditprombank
Additional bonus +0,20% to existing interest rate in one of the following cases:
- For retail clients-pensioners when term deposit s are placed (except deposits "NO LIMITS" and "PENSION");
- For permanent depositors of Kreditprombank:
in case of replacement* for the new term of term deposits in national and foreign currencies (except deposits "NO LIMITS" and "PENSION") upon the maturity of the agreement;
in case of placement of any term deposit (except deposits "NO LIMITS" and "PENSION") providing that at the moment of placement the depositor already has funds placed in the network of Kreditprombank;
- For retail clients who place deposits in the newly opened outlets of Kreditprombank within 3 months from the moment of opening in case of placement of any term deposit in national or foreign currency (except deposits "NO LIMITS" )
*replacement of deposit means a transaction of deposit amount return (closing of agreement) on the maturity day of term bank deposit or later, with simultaneous (on the same day) placement of a new deposit for amount not less than equivalent of the balance on deposit account from the money is returned in the same or other currency.
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TYPES OF DEPOSITS IN NATIONAL CURRENCY (UAH) |
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| Deposit | Main conditions of deposit |
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Demand deposit
"NO LIMITS"** |
- Term of deposit - unlimited;
- Interest payment - monthly (in case of additional agreement - monthly interest capitalization);
- Amount of crediting and withdrawal is not limited
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CLASSIC
"Simple terms - material income" |
- term 1, 3, 6, 9, 12 + 2 days, 18 months
- interest payment: monthly // quarterly
- without replenishment
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SUPERPRACTICAL
"Free funds - additional income"
Deposit with replenishment opportunities |
- term 3, 6, 9, 12 + 2 days, 18 months
- interest payment: monthly // quarterly
- with replenishment not later than 1 month prior the maturity
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CAPITAL
"Interest works - maximum income"
Deposit with quarterly capitalization and replenishment opportunities |
- term 6, 9, 12 + 2 days, 18 months
- quarterly interest capitalization
- interest payment on maturity
- with replenishment not later than 3 months prior the maturity
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MODERN
"Mobile money-income saving"
Deposit with grace terms of early withdrawal |
- term 3, 6, 9, 12 months + 2 days
- interest payment: quarterly // on maturity
- in case of withdrawal of the deposit before its maturity interest is accrued for each full quarter the funds were kept in the bank according to interest rate schedule of early withdrawal of deposit without replenishment
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PENSION
"Convenience and grace conditions for pensioners"
Deposit for receivers of pensions and money aid with grace conditions of early withdrawal of funds and prolongation opportunity |
- term 12 months + 2 days
- monthly interest payment
- with replenishment and partial withdrawal
- in case of withdrawal of the deposit before its maturity interest is accrued for the whole term the funds were kept in the bank except last 30 days for which the bank accrues interest at 2% p.a.
- possibility of prolongation of agreement by 1 month at the rate 14% p.a.
- for pensioners who receive pensions and/or money aid via Kreditprombank
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CHILDREN
"Investment in the future of your child"
Deposit with quarterly interest capitalization and replenishment opportunity |
- term 12 months
- interest payment monthly, quarterly, on maturity
- with replenishment
- issue of payment card
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ADVANCE PLUS
"Interest in advance with high income"
Deposit with advance interest payment for the first month |
- term 6, 9, 12 months
- interest payment for the first month in advance
- issue of payment card
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** - Demand deposit with possibility to change the size and interest payment order
INTEREST RATES ON DEPOSITS IN NATIONAL CURRENCY (UAH)
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NO LIMITS |
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| Deposit with possibility of replenishment and funds withdrawal without limits with interest capitalization ** |  |
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| In case of additional agreement |
Interest payment | Deposit amount | Interest rate (% p.a.) |
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 | Term | unlimited |
| Monthly capitalization | Minimal amount | Daily balance amount |  |
| From 500.00 | Up to 49999,99 | 13.00%
(13.80%)* |
 | from 50000,00 | 13.50%
(14.37)* |
| Without additional agreement (demand deposit) |
| Monthly | No limits | 1.00% |
*- with capitalization
** - demand deposit with possibility to change the size and interest payment order subject to conclusion of additional agreement
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 CLASSIC |
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| Standard deposit |  |  |  |  |  |  |  |  |
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Interest payment | Deposit amount | Interest rate (% p.a.) |
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 | Term (months) | 1 | 3 | 6 | 9 | 12 | 18 | 24 | 36 |
| Quarterly | 1 000,00 - 19 999,99 | -- | -- | 18.50% | 18.25% | 18.00% | 18.00% | -- | -- |
| 20 000,00-99 999,99 | -- | -- | 18.50% | 18.25% | 18.00% | 18.00% | -- | -- |
| 100 000,00 and more | -- | -- | 18.50% | 18.25% | 18.00% | 18.00% | -- | -- |
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| Monthly | 1 000,00 - 19 999,99 | 15.00% | 19.00% | 18.25% | 18.00% | 17.75% | 17.75% | -- | -- |
| 20 000,00-99 999,99 | 15.00% | 19.00% | 18.25% | 18.00% | 17.75% | 17.75% | -- | -- |
| 100 000,00 and more | 15.00% | 19.00% | 18.25% | 18.00% | 17.75% | 17.75% | -- | -- |
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SUPERPRACTICAL |
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| Deposit with replenishment opportunities |  |  |  |  |  |  |  |  |
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Interest payment | Deposit amount | Interest rate (% p.a.) |
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 | Term (months) | 1 | 3 | 6 | 9 | 12 | 18 | 24 | 36 |
| Quarterly | 1 000,00 - 19 999,99 | -- | 15.55% | 15.87% | 15.87% | 16.33% | 16.33% | -- | -- |
| 20 000,00-99 999,99 | -- | 15.77% | 16.09% | 16.09% | 16.55% | 16.55% | -- | -- |
| 100 000,00 and more | -- | 15.99% | 16.32% | 16.32% | 16.78% | 16.78% | -- | -- |
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| Monthly | 1 000,00 - 19 999,99 | -- | 15.34% | 15.66% | 15.66% | 16.11% | 16.11% | -- | -- |
| 20 000,00-99 999,99 | -- | 15.56% | 15.88% | 15.88% | 16.33% | 16.33% | -- | -- |
| 100 000,00 and more | -- | 15.78% | 16.10% | 16.10% | 16.54% | 16.54% | -- | -- |
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CAPITAL |
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| Deposit with quarterly capitalization and replenishment opportunities |  |  |  |  |  |  |  |  |
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Interest payment | Deposit amount | Interest rate (% p.a.)* |
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 | Term (months) | 1 | 3 | 6 | 9 | 12 | 18 | 24 | 36 |
| On maturity | 1 000,00 - 19 999,99 | -- | -- | 15.88%
(16.20%) | 15.88%
(16.52%) | 16.35%
(17.38%) | 16.35%
(18.12%) | -- | -- |
| 20 000,00-99 999,99 | -- | -- | 16.11%
(16.43%) | 16.11%
(16.76%) | 16.57%
(17.63%) | 16.57%
(18.39%) | -- | -- |
| 100 000,00 and more | -- | -- | 16.33%
(16.66%) | 16.33%
(17.00%) | 16.80%
(17.88%) | 16.80%
(18.66%) | -- | -- |
* - in brackets - with capitalization
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MODERN |
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| Deposit with grace terms of early withdrawal |  |  |  |  |  |  |  |  |
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Interest payment | Deposit amount | Interest rate (% p.a.) |
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 | Term (months) | 1 | 3 | 6 | 9 | 12 | 18 | 24 | 36 |
| On maturity | 1 000,00 - 19 999,99 | -- | 13.98% | 14.57% | 14.83% | 15.65% | -- | -- | -- |
| 20 000,00-99 999,99 | -- | 14.20% | 14.80% | 15.07% | 15.90% | -- | -- | -- |
| 100 000,00 and more | -- | 14.43% | 15.03% | 15.31% | 16.15% | -- | -- | -- |
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| Quarterly | 1 000,00 - 19 999,99 | -- | 13.98% | 14.31% | 14.31% | 14.78% | -- | -- | -- |
| 20 000,00-99 999,99 | -- | 14.20% | 14.53% | 14.53% | 15.00% | -- | -- | -- |
| 100 000,00 and more | -- | 14.43% | 14.75% | 14.75% | 15.22% | -- | -- | -- |
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CHILDREN |
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| Deposit with quarterly interest capitalization and replenishment opportunity |  |  |  |  |  |  |  |  |
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Interest payment | Deposit amount | Interest rate (% p.a.)* |
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 | Term (months) | 1 | 3 | 6 | 9 | 12 | 18 | 24 | 36 |
| On maturity | 1 000,00 - 19 999,99 | -- | -- | -- | -- | 14.04%
(14.79%) | -- | -- | -- |
| 20 000,00 - 99 999, 99 | -- | -- | -- | -- | 14.26%
(15.04%) | -- | -- | -- |
| 100 000,00 and more | -- | -- | -- | -- | 14.49%
(15.29%) | -- | -- | -- |
* - with capitalization
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ADVANCE PLUS |
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| Deposit with advance interest payment for the first month |  |  |  |  |  |  |  |  |
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Interest payment | Deposit amount | Interest rate (% p.a.) |
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Term (months) | 1 | 3 | 6 | 9 | 12 |
 |  | For 1st | for 2-6th | For 1st | for 2-9th | For 1st | for 2-12th |
| For the first month - in advance, the rest - on maturity | 1 000.00 - 19 999.99 | -- | -- | 14.00% | 13.81% | 14.00% | 14.09% | 14.00% | 14.95% |
| 20 000.00-99999.99 | -- | -- | 14.00% | 14.09% | 14.00% | 14.36% | 14.00% | 15,22% |
| 100 000.00 and more | -- | -- | 14.00% | 14.37% | 14.00% | 14.63% | 14.00% | 15,49% |
- rates are effective since 01.07.2008
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