Kinds of deposits and their profitability

The important component of success of any enterprise under market conditions is the effective management of its funds.

PJSC "Kreditprombank" proposes you to gain additional income by the effective placement of your temporarily released funds.

The terms of deposit products of the PJSC "Kreditprombank" in combination with competitive interest rates and possibility to make promptly individual decisions make it possible to satisfy your needs at most proposing various terms of money placement, return of funds, deposit profitability.

The bank attracts funds both in national and in foreign currency (US Dollars or Euros).

Deposit products proposed by the bank

Deposit	Currency	Basic terms and advantages of deposit
Term bank deposit	UAH, USD, EUR	the shortest term for money placement is one day; you can gain the predictable income at advantageous interest rate; monthly interest payment.
"Deposit Line" term bank deposit	UAH, USD, EUR	possibility to place several deposits within deposit line without opening additional deposit accounts; payment of one deposit upon maturity or prior to maturity does not result in termination of deposit line agreement; the shortest term for money placement is one day; possibility to replenish deposit; monthly interest payment.
"Investment" term bank deposit	UAH, USD, EUR	possibility to place funds at higher interest rates in comparison with those proposed by the European banks; monthly interest payment or monthly interest capitalization.
"Strategic Capital" term bank deposit	UAH, USD, EUR	possibility to replenish deposit without concluding additional agreements to the deposit agreement; possibility for interest capitalization; monthly interest payment or interest capitalization once for 3 months.
"Available Funds" demand bank deposit	UAH, USD, EUR	possibility to place available funds at advantageous interest rate, the amount of which exceeds considerably the rate for interest charge on balance on current accounts; optimization of expenditure of time connected to the placement and drawing of funds from account; possibility to replenish; possibility to draw funds partly; monthly interest payment. if you have any term deposit at the bank

Comparative description of terms of deposit products proposed by bank:

Terms of product	Term bank deposit	"Deposit line" term bank deposit	"Strategic Capital" term bank deposit	"Investment" term bank deposit	"Available Funds" demand bank deposit
Currency of deposit	UAH / USD / EUR	UAH / USD / EUR	UAH / USD / EUR	UAH / USD / EUR	UAH / USD / EUR
Minimal deposit amount	25000 / 5000 / 5000	25000 / 5000 / 5000	25000 / 5000 / 5000	25000 / 5000 / 5000	1 currency unit
Deposit term	- up to 12 months - more than 12 months	- up to 12 months - more than 12 months	3, 6, 9, 12, 15 months	from 12 months	no fixed term
Replenishment of deposit	not provided for	possible after conclusion of additional agreement to the deposit agreement	possible without concluding additional agreement to the deposit agreement	not provided for	possible by transfer of funds from own current account
Partial drawing	not allowed	not allowed	not allowed	not allowed	possible by presentation of the payment order at the bank
Interest payment	monthly, on the first working day	monthly, on the first working day	monthly or interest capitalization once for 3 months	monthly or interest capitalization once per month	monthly, on the first working day

Why Kreditprombank?

You can choose yourself the most optimal for you terms of funds placement;
Term of placement can be from several days, weeks, months to several years. We can place your money on deposit for holidays and your days off and they will bring you additional income even when you rest;
The profitability level – interest rate on your deposit will be approximated at most to the level of interest rate established in the financial market at the moment of funds placement;
Possibility to replenish the deposit contributes to funds accumulation and increase of income;
Possibility to replenish and draw money partly provides for continuity of your financial flows and contributes to the improvement of efficiency of circulating assets management by combining advantages of current and deposit accounts;
Use of deposit for various purposes. Your deposit can not only bring you income but it can be used as well for conducting of different documentary and credit operations in the PJSC "Kreditprombank";
Term of interest payment: either monthly or on termination of agreement – gives an opportunity to plan independently your term for receipt of income.