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The loans are provided to legal entities and entrepreneurs to purchase new equipment in the internal Ukrainian market.
The bank grants the loans to purchase the following equipment :
- Office equipment, cash tills and other electronical devises;
- Service sector equipment , trade, catering;
- Medical equipment;
- Equipment for the Car Service Stations, Gas Stations;
- And other main and auxiliary manufactural equipment.
The Buyer has to deposit an advanced payment, determined by the Bank in the percent ratio to the cost of the equipment to be purchased. The payment of the rest part is performed at the expense of the funds, provided by the Bank according to loan agreement, completed between the Buyer and the Bank.
Security for the obligations performance is an equipment pledge, for this equipment purchasing the loan has been provided by the Bank.
- It is obligatorily to have insurance of the pledge in the favor of the Bank in the insurance company which is accredited in the Bank from the following risks:
- Natural disaster;
- Illegal actions of the third parties;
- Fire damage;
- Water damage;
Other risks, which can essentially influence on liquidity and integrity of the equipment.
The loan is disbursed in hryvna, USD, EUR in a cashless way. The repayment of the amount is performed monthly by equal parts. The early repayment is possible.
Credit term – up to 3 years.
Advance payment – from 15%.
REQUIRED DOCUMENTS TO OBTAIN THE LOAN:
- Documents, required to apply for the loan;
- An application to get the loan;
- A questionnaire of the Borrower;
- Technical-economical bases of the loan
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¹ | Equipment | Minimal advanced payment
( % of the equipment cost) | Maximum term of the loan | Maximum amount of the loan, equivalent USD | Postponement term of the loan debt |
1 | Office equipment, cash tills and other electronical devises | 25% | Up to 1 year | 100 000 | - |
2 | Service sector equipment , trade, catering except i.1 | 15% | Up to 2 years | 500 000 | Up to 3-d months * |
3 | Equipment for the Car Service Stations, Gas Stations | 15% | Up to 3 years | 500 000 | Up to 6-th months* |
4 | main manufactural
equipment ** | 15% | Up to 3 years | 500 000 | Up to 6 th- months* |
5 | auxiliary manufactural equipment *** | 25% | Up to 3 years | 500 000 | Up to 6-th months* |
* Under the condition, that the loan term will be more than 1 year. Within the loans with the loan tem being less than a year, postponement of the loan debts is not specified.
** Under the main manufactural equipment it is meant the equipment, which is directly used in the process of production (process of providing the services) the main and auxiliary manufactural equipment) manufacture of the enterprise.
*** Under the auxiliary manufactural equipment it is meant the equipment, which is indirectly involved into the process of the production (process of providing the services) of the enterprise: cleaning of air, water, heating system, control measuring equipment, compressor equipment, equipment for the electro- water supply and so. on).
Loans to purchase auxiliary equipment are performed only with the complex purchasing of the main equipment.
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 | Currency of the loan |
 | Hryvna | USD, EUR |
Loan granting fee | 1% of the loan amount | 1% of the loan amount |
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Loans for equipment purchasing