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This banking product is made to satisfy the needs of legal entities, individuals and entrepreneurs to get the loan for the purchasing vehicles in the internal Ukrainian market.
Granting the loan is performed for the purchasing by the Buyer from the Seller (auto dealer or particular seller) as new as well as already used:
- Vehicles - passenger cars and lorries, buses and vans, motorbikes;
- Agricultural technique – tractors, combines, trailers and agricultural equipment;
- Particular technique – municipal, constructing, cargo-handling, road- building technique, technique for delivery, oil-and gas production equipment.
The loan is provided under the condition to deposit by the Buyer an advanced payment to the Seller’s account, determined by the bank, which is set in the percent ratio to the cost of the vehicle. The payment of the rest part is made from the funds, provided by the Bank in accordance with loan agreement, completed between the Buyer and the Bank.
The securities of the fulfillment the obligations on the loan agreement if the vehicle’s pledge, to purchase which the loan is granted by the Bank.
Compulsory condition of the crediting if the insurance by the Buyer the subject of the pledge in favor of the Bank in the insurance company accredited by the Bank, on the CNC risks.
The loan is provided in the national currency of Ukraine – hryvna or foreign currencies – USD, EUR, in non-cash.
- The repayment of the loan amount if performed monthly by the equal parts. Early repayment is available.
- Loan term up to 6 years.
Advance fee starts from 10%.
TERMS AND CONDITIONS OF THE LOAN PROVISION
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VEHICLES AND AGRICALTURAL TECHNIQUE | ADVANCU FEE
(min, %) | TERM OF THE LOAN ÑÐÎÊ ÊÐÅÄÈÒÎÂÀÍÈß
(max, years) |
| NEW VEHICLES |
| Cars | 10 | 6 |
| Lorries | 15 | 6 |
| Passenger vehicles | 15 | 5 |
| Motorcycles | 25 | 1 |
| VEHICLES ALREADY USED |
| Lorries and cars | 25 | 5 |
| Passenger vehicles | 20 | 2 |
| NEW AGRICULTURAL TECHNIQUE |
| Tractors, combines, | 20 | 5 |
| Attached implements and trailers of agricultural usage (only in the complex with self propelled devise) | 20 | 3 |
| AGRICULTURAL TECHNIQUE THAT WAS ALREADY USED |
| Tractors, combines | 35 | 2 |
| NEW SPECIAL TECHNIQUE |
Technique for oil industry,
Watch, constructing,
Handling devises,
Delivery technique,
Road-constructing technique | 20 | 6 |
| Municipal technique | 20 | 4 |
| SPECIAL TECHBIQUE THAT WAS ALREADY USED |
Technique for oil industry,
Watch, constructing,
Handling devises,
Delivery technique,
Road-constructing technique | 30 | 3 |
| Municipal technique | 30 | 1 |
LOAN GRANTING - 1% of the loan amount
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Loans for purchasing vehicles