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  Loan for the real estate purchasing

Peculiar banking product is made to satisfy needs of legal and individual entities – entrepreneurs to purchase real estate in the internal Ukrainian market.
The loans are provided for the following real estate objects: offices, store houses, hangars, pavilions, garages, trade promises, pharmacies, cafes, bars, hair saloons, workshops, estate complexes, Automobile Repair Stations, Gas stations, and so on.

The loans are provided to purchase the estate registered according to the Law as separate, natural object of the property right of complete construction and put into operation.

Loan is granted under the condition of the depositing by the Buyer an advanced amount determined by the bank into the Sellars account, set in percent ration to the cost of the real estate object.
The payment of the rest part of the cost of the real estate object is paid by the funds, provided by the Bank in accordance with the loan agreement, completed between the Buyer and the Bank.

COMPULSORY CONDITIONS OF THE LOAN GRANTING

  • Insurance by the Borrower (Buyer) the subject of the mortgage in favor of the Bank in the insurance company, accredited by the Bank within the risk from damage, natural disaster (earthquake, flood, etc.) , fire damage and illegal actions from the side of the third party;
  • Notary authorization of the mortgage agreement;
  • Providing information as for mortgage into State mortgage register.

TERMS AND CONDITIONS OF THE LOAN

  • Loan is provided in national currency of Ukraine or foreign currencies (USD, EUR) in non cash;
  • Repayment is performed monthly by equal parts, early repayment is possible;
  • Term of the loan- up to 10 years;
  • Advance fee - from 10%;
  • Disbursement fee - from 1% in hryvna and foreign currencies (USD, EUR);
  • Payment postponing on the loan – up to 12 months.
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