VISA ELECTRON INSTANT ISSUE

• The name of the card says for itself – to complete it you need not more then 15 min.
• The Card is made for POS- terminals payments and to withdraw cash funds through ATMs.
• It is comfortable during the traveling, business trip and so on.
• It is not used to pay through Internet, for car rent and hotel reservation.

VISA ELECTRON / MAESTRO

• Payment cards of the basic level, combine all basic advantages of the cards of international payment systems and democratic price.
• Offer basic service of international payment systems.
• Can be used only in service by ATMs and POS-terminals.
• Cannot be used to book hotels or for car rent.
• Using these cards you can pay in the amount available on your card account.

VISA CLASSIC / MASTERCARD STANDART

• The most widely spread in the world payment cards of international systems with optimum price to possibility ratio. Offers wide range of additional international payment systems services.
• Can be used in service by ATM, POS-terminals, mechanical devises to perform payment (imprinters), Internet, mail and by phone.
• Can be used for hotel reservation and car rent.
• In the case the magnet tape is damaged cash funds can be received from the bank on these cards.
• With these cards you can get credit line and spend more funds, than available on your card account.

VISA GOLD / MASTERCARD GOLD

• Elite cards of international payment systems, with an accent on the high status of the client.
• Offer the widest range of additional services of international payment systems for demanding clients.
• Can be used in service by ATM, POS-terminals, mechanical devises to perform payment (imprinters), Internet, mail and by phone.
• Can be used for hotel reservation and renting higher class vehicles.
• In the case the magnet tape is damaged cash funds can be received from the bank on these cards.
• In the case the card was lost or stolen, it is possible to receive a temporary card or urgent cash funds. With these cards you can get credit line and spend more amount than it is available on your card account.

VISA PLATINUM

• This is a high level card, which is accepted all over the world, with an accent on VIP-status of its owner and allows to use additional advantages of the service
• All the cards are participants of the Visa International payment system, which provides wide range of special propositions and benefits, only for Visa Platinum owners, to pay hotel bills, SPA resorts, restaurants, clubs, car rent, goods and service purchasing, etc.
• Can be used for hotel reservation and renting higher class vehicles.
• Can be used in service by ATM, POS-terminals, mechanical devises to perform payment (imprinters), Internet, mail and by phone.
• In the case the card was lost or stolen, it is possible to receive a temporary card or urgent cash funds.
• Client service is available for 24 hours.

• Additional payment card MC Gold;
• A number of additional cards of Gold class for the authorized person;
• International discount card IAPA;
• Insurance program for the card owner in the case of the tour abroad;
• Insurance program for the authorized person in case of the tour abroad;
• Credit limit without collateral;
• Obligatory access to the service „Mobile Kreditprombank” and „Internet - Kreditprombank”.

AMERICAN EXPRESS

• The possibility to use interest free loan in term for 49 days, under the condition of reimbursement of the expenses in time and every month.
• Automatical insurance from accidents in the amount of up 100 000 USD to pay airplane tickets with American Express.
• The possibility to use special discounts up to 45% in more than 700 hotels all over the world, while booking the hotel through the Tourist Service Center of the American Express company.
• The majority of he international rent car companies, accepting American Express cards, do not require insurance deposit before renting.
• Using American Express cards, the clients automatically participate in the Awards Program.
• Every dollar spent on the American Express card, corresponds one bonus, which is accrued to the client. Having stored a certain number of bonuses the client can get the service or goods, in fact not paying the price (all information about the bonus program you can find in a special booklet, every American Express client is provided with.
• Having American Express card, you can get cash from more than 200 thousands ATM all over the world.
• In the case the card is lost, here is a possibility to replace it during 24 hours in any American Express representatives, which are located in all large cities of the Western Europe, USA, Latin America, the Near East, the Middle East , Russia (Moscow).

• Insurance against accidents on tour and medical expenses (amount of repayment up to 6 500 000 USD);
• The possibility to get extra ticket or the place in the saloon of the higher class while purchasing the airplane tickets in the American Express company-partner for free;
• To guarantee hotel reservation in 72 hours in many hotels – partners of American Express company, including world wide Starwood net hotels(more than 700 hotels in 70 countries);
• Automatical membership in Hertz #1 Club Gold, which gives the possibility to rent a car quickly and without problems.

TO LOAD THE LIST OF ATMs:

• of Kreditprombank
• of ATMspere net